1958 Ernst Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1958 Ernst Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,314 sqft · built 1929
Lot Size	0.091 acres (3,960 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Nov 2021)
Tax Bill	$9,143 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02210-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`19-02210-0000-00020`
Alternative APN	`190221000020`

Interior

Stories	2 Stories
Building Area	1,314 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	3,960 sqft (0.091 acres)
Lot Dimensions	110 ft deep x 36 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1958 ERNST TER
City	UNION
State	NJ
Zip	07083-5444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2210
Legal Lot Number	20
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	33100

Owner

1958 Ernst Ter is owned and occupied by an individual who bought it in November 2021.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1958 ERNST TER, UNION, NJ 07083-5444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Oct 28, 1999 · Amount on File
Deed Document Number	202111518
Deed Book / Page	6438 / 2684
Record Updated	Oct 29, 2026

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Nov 10, 2021
Property Address	1958 ERNST TER, UNION, NJ 07083-5444
Document Number	0064382684
Book / Page	6438 / 2684
Instrument Date	Oct 29, 2021
Instrument	11518
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	TITLE GUARANTEE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1958 ERNST TER, 1958, UNION, NJ 07083-5444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1958 ERNST TERRACE, UNION TOWNSHIP, NJ

Mortgage

Document Number	0150992612
Date	Nov 10, 2021
Book Page	15099/2612
Instrument	24796

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1958 Ernst Ter was $9,143, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,200 (-) Land $14,900 Building $24,300	$39,200 (-) Land $14,900 Building $24,300
2025	$9,143.00 (+4.36%)	$39,200 Land $14,900 Building $24,300	$39,200 Land $14,900 Building $24,300
2024	$8,761.00
2023		$39,200 Land $14,900 Building $24,300	$39,200 Land $14,900 Building $24,300
2022	$8,199.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1958 Ernst Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1958 Ernst Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 954 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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