1963 42nd Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1963 42nd Ave, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,302 sqft · built 1951
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Apr 2021)
Tax Bill	$14,871 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-201-28`

Property Details

APN / Parcel Number

Primary APN	`034-201-28`
Alternative APN	`034-201-28-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,302 sqft Living Area
Gross Area	1,554 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Other
Lot Area	5,576 sqft (0.128 acres)
Garage Type	Attached
Garage Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1963 42ND AVE
City	CAPITOLA
State	CA
Zip	95010-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA HEIGHTS
Legal Block	J
Legal Lot Number	5,6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2006
Census Tract	121701

Owner

Source: Santa Cruz County records · APN 034-201-28

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1963 42ND AVE, CAPITOLA, CA 95010-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Jan 07, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 07, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Sep 16, 2013 · Amount on Record
Deed Document Number	202122830
Prior Transfer Date	Jun 13, 2002
Prior Transfer Doc	0000050557
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 21, 2021
Property Address	1963 42ND AVE, CAPITOLA, CA 95010-3507
Document Number	0000022830
Map Reference	VOL 15 PG 49
Instrument Date	Apr 16, 2021
Instrument	2021-0022830
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1963 42ND AVE, CAPITOLA, CA 95010-3507

Mortgage

Document Number	0000022831
Date	Apr 21, 2021
Instrument	2021-0022831

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1963 42ND AVE, CAPITOLA, CA 95010-3507
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 42ND AVE, CAPITOLA, CA 95010-3507

Mortgage

Document Number	0000049197
Date	Nov 19, 2020
Instrument	2020-0049197

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1963 42ND AVE, CAPITOLA, CA 95010-3507
Document Number	0000030064
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1963 42ND AVE CAPITOLA CA 950103507, CAPITOLA, CA 95010-3507

Mortgage

Document Number	0000030064
Date	Oct 02, 2019
Instrument	30064

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1963 42ND AVE, CAPITOLA, CA 95010-3507
Document Number	0000001781
Instrument Date	Jan 07, 2019
Transaction Type	Mortgage
Record Updated	Feb 06, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 42ND AVE CAPITOLA CA 950103507, CAPITOLA, CA 95010-3507

Mortgage

Document Number	0000001781
Date	Jan 23, 2019
Instrument	1781

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1963 42ND AVE, CAPITOLA, CA 95010-3507
Document Number	0000019651
Instrument Date	Jun 07, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 42ND AVE CAPITOLA CA 950103507, CAPITOLA, CA 95010-3507

Mortgage

Document Number	0000019651
Date	Jun 15, 2017
Instrument	19651

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,126,162 (+2%) Land $794,938 Building $331,224
2025	$14,871.00 (+10.03%) Homeowner's exemption	$1,104,082 (+4.04%) Land $779,352 Building $324,730
2023	$13,516.00 (+1.43%) Homeowner's exemption	$1,061,208 Land $749,088 Building $312,120	$1,087,380
2022	$13,326.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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