1922 42nd Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1922 42nd Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,315 sqft · built 1947
Lot Size0.131 acres (5,706 sqft)
Owner2 Individual Names on Record
Last Sale$455,500 (May 2002)
Tax Bill$9,695 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN034-202-04

Property Details

APN / Parcel Number

Primary APN034-202-04
Alternative APN
  • 034-202-04-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,315 sqft Living Area
Gross Area1,715 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2004
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,706 sqft (0.131 acres)
TerrainSteep
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1922 42ND AVE
CityCAPITOLA
StateCA
Zip95010-3508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK K LOT 18
Legal SubdivisionCAPITOLA HEIGHTS
Legal BlockK
Legal Lot Number18
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1922 42ND AVE, CAPITOLA, CA 95010-3508
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2002 · Amount on Record
Deed SaleMay 21, 2002 · Amount on Record
Prior SaleMay 11, 2000 · Amount on Record
Deed Document Number200236731
Prior Transfer DateMay 4, 2000
Prior Transfer Doc0000022842
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1922 42ND AVE, CAPITOLA, CA 95010-3508
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1922 42ND AVE, CAPITOLA, CA 95010-3508

Mortgage

Document Number0000035171
DateJun 29, 2021
Instrument2021-0035171
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueAug 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$750,355 (+2%) Land $411,825 Building $338,530
2025$9,695.00 (+10.2%) Homeowner's exemption$735,642 (+4.04%) Land $403,750 Building $331,892
2023$8,798.00 (+1.31%) Homeowner's exemption$707,076 Land $388,072 Building $319,004$1,098,000
2022$8,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

Nearby Properties on 42nd Ave

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