1962 River Lagoon Trce, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1962 River Lagoon Trce, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,322 sqft · built 2005
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on File
Last Sale$198,000 (Jan 2015)
Tax Bill$7,330 (2025)
Deeds & MortgagesMar 2024 Mortgage
Sep 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN288103-2230

Property Details

APN / Parcel Number

Primary APN288103-2230

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,322 sqft Living Area
Gross Area2,788 sqft
1st Floor Area1,144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area466 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area120 sqft
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1962 RIVER LAGOON TRCE
CitySAINT AUGUSTINE
StateFL
Zip32092-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 223 OR4037/528 & 4794/920
Legal Range27E
Legal Township06S
Legal Section24
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block1
Legal Lot Number223
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20905

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · Commercial Mortgage
ROYAL BANK OF CANADA
Sep 13, 2019Grant Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC
Sep 13, 2019Loan Modification, Mortgage · Line of Credit
MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 16, 2015 · Amount on Record
Deed SaleJan 16, 2015 · Amount on Record
Prior SaleJul 14, 2005 · Amount on Record
Deed Document Number20153157
Deed Book / Page3977 / 774
Last Transfer DateAug 9, 2019
Transfer Doc0047940920
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1962 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Transaction TypeMortgage
Record UpdatedMar 28, 2024
Title CompanySELENE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0059151751
DateMar 15, 2024
Book Page5915/1751
Instrument2024019467
Lender
NameROYAL BANK OF CANADA
TypeBank
AddressNEW YORK, NY 10281
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateSep 13, 2019
Property Address1962 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Document Number0047940920
Book / Page004794 / 000920
Instrument DateAug 22, 2019
Instrument67870
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

AmountAmount Recorded
Tax$137.50
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateSep 13, 2019
Property Address1962 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Document Number0047940936
Book / Page004794 / 000936
Instrument DateAug 22, 2019
Instrument67871
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818

Mortgage

Document Number47940936
DateSep 13, 2019
Book Page004794/000936
Instrument67871
Lender
NameMORGAN STANLEY MTG CAP HOLDING
TypeMortgage Company
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,942 (-2.47%) Land $85,000 Building $254,942$339,942 (-2.47%) Land $85,000 Building $254,942
2025$7,330.00 (+9.86%)$348,556 (-3.56%)$348,556 (-3.56%) Land $90,000 Building $258,556
2024$6,672.00 (+2.95%)
2023$6,481.00 (+5.83%)$361,410 (+7.18%)$361,410 (+7.18%) Land $100,000 Building $261,410
2022$6,124.00$337,205$337,205 Land $75,040 Building $262,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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