St. Johns County property record for 1951 River Lagoon Trce, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,057 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,900 (Jan 2019) |
| Tax Bill | $5,415 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288103-2310 |
| Primary APN | 288103-2310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,057 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 2,057 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 343 sqft |
| Patio Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1951 RIVER LAGOON TRCE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 231 OR4662/1906 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 231 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1951 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JET HOMELOANS LLC |
| Jan 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on Record |
| Deed Sale | Jan 3, 2019 · Amount on Record |
| Prior Sale | Jan 14, 2005 · Amount on Record |
| Deed Document Number | 2019491 |
| Deed Book / Page | 4662 / 1906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1951 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1951 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417 |
| Document Number | 0062471003 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 6247/1003 |
| Instrument | 2025088236 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1951 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1951 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417 |
| Document Number | 0055061521 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 5506/1521 |
| Instrument | 2022023324 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1951 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048130992 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 4813/0992 |
| Instrument | 2019076691 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 3, 2019 |
| Property Address | 1951 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417 |
| Document Number | 0046621906 |
| Book / Page | 4662 / 1906 |
| Map Reference | MB 47 PG 84-94 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2019000491 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 EDGE OF WOODS RD, 260, SAINT AUGUSTINE, FL 32092-0781 |
| Name | Verified Name |
|---|---|
| Address | 1951 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417 |
| Document Number | 0046621908 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 4662/1908 |
| Instrument | 2019000492 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,836 (+2.7%) | $341,657 (-1.85%) Land $85,000 Building $256,657 | |
| 2025 | $5,415.00 (+9.26%) Homeowner's exemption | $239,373 (+2.9%) | $348,114 (-3.51%) Land $90,000 Building $258,114 |
| 2024 | $4,956.00 (+1.98%) Homeowner's exemption | $232,627 (+3%) | $360,770 (-) Land $100,000 Building $260,770 |
| 2023 | $4,860.00 (+2.92%) Homeowner's exemption | $225,851 (+3%) | $360,770 (+6.82%) Land $100,000 Building $260,770 |
| 2022 | $4,722.00 Homeowner's exemption | $219,273 | $337,735 Land $75,040 Building $262,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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