19612 Harbor Dr, Smithville, MO 64089 Property Records

Clay County property record for 19612 Harbor Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,489 sqft · built 2010
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,040 (May 2021)
Tax Bill	$4,647 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-915-00-03-002.00`

Property Details

APN / Parcel Number

Primary APN	`01-915-00-03-002.00`
Alternative APNs	`0191500030020001` `1915000300200` `303973`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,489 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	1,489 sqft
Basement Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	809 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	19612 HARBOR DR
City	SMITHVILLE
State	MO
Zip	64089-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR LAKE 1ST PLAT LT 19
Legal Range	33W
Legal Township	54N
Legal Section	36
Legal Subdivision	HARBOR LAKE 1ST
Legal Lot Number	19
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1013
Census Tract	21900

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19612 HARBOR DR, SMITHVILLE, MO 64089-8303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Mar 23, 2018	Corporation Deed, Transfer · Conventional Mortgage MEMBERS AMERICA CU
Mar 23, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	202122852
Deed Book / Page	9067 / 21
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 27, 2021
Property Address	19612 HARBOR DR, SMITHVILLE, MO 64089-8303
Document Number	0000022852
Book / Page	9067 / 21
Instrument Date	May 20, 2021
Instrument	2021022852
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19612 HARBOR DR, SMITHVILLE, MO 64089-8303

Mortgage

Document Number	0000022853
Date	May 27, 2021
Instrument	2021022853

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	CLAY MO
Recording Date	Mar 23, 2018
Property Address	19612 HARBOR DR, SMITHVILLE, MO 64089-8303
Document Number	0000008731
Book / Page	8164 / 074
Instrument Date	Mar 15, 2018
Instrument	2018008731
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7161 BISHOP RD STE 250, 7161, PLANO, TX 75024-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19612 HARBOR DR, SMITHVILLE, MO 64089-8303

Mortgage

Document Number	0000008777
Date	Mar 23, 2018
Instrument	2018008777

Lender

Name	MEMBERS AMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 23, 2018
Property Address	19612 HARBOR DR, SMITHVILLE, MO 64089-8303
Document Number	0000008730
Book / Page	008164 / 000073
Instrument Date	Feb 13, 2018
Instrument	8730
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,647.00 (+13.29%)	$65,300 (+14.9%)	$343,684 (+14.9%)
2024	$4,102.00 (+4.54%)
2023	$3,924.00 (+12.31%)	$56,830	$299,105
2019	$3,494.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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