19609 Harbor Dr, Smithville, MO 64089 Property Records

Clay County property record for 19609 Harbor Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,617 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$345,608 (May 2026)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-916-00-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`01-916-00-01-005.00`
Alternative APNs	`0191600010050001` `1916000100500` `316411`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,617 sqft Living Area
Gross Area	2,685 sqft
1st Floor Area	1,347 sqft
Basement Area	628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	19609 HARBOR DR
City	SMITHVILLE
State	MO
Zip	64089-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR LAKE 1ST PLAT LT 5
Legal Range	33W
Legal Township	54N
Legal Section	36
Legal Subdivision	HARBOR LAKE 1ST
Legal Lot Number	5
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1011
Census Tract	21900

Owner

Source: Clay County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	905 MCGEE ST, KANSAS CITY, MO 64106-2210
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 15, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Jan 6, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	May 15, 2026
Deed Document Number	202612957
Deed Book / Page	10168 / 19
Prior Transfer Date	Jan 5, 2025
Prior Transfer Doc	0000000364
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 15, 2026
Property Address	19609 HARBOR DR, SMITHVILLE, MO 64089-8303
Document Number	0000012956
Book / Page	10168 / 18
Instrument Date	May 15, 2026
Instrument	202612956
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 15, 2026
Property Address	19609 HARBOR DR, SMITHVILLE, MO 64089-8303
Document Number	0000012957
Book / Page	10168 / 19
Instrument Date	May 7, 2026
Instrument	2026.12957
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19609 HARBOR DR, SMITHVILLE, MO 64089-8303

Mortgage

Document Number	0000013034,
Date	May 15, 2026
Book Page	10168/96
Instrument	2026.13034

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	0000013035,
Date	May 15, 2026
Book Page	10168/97
Instrument	2026.13035

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Jan 6, 2026
Property Address	19609 HARBOR DR, SMITHVILLE, MO 64089-8303
Document Number	0000000364
Book / Page	10084 / 4
Instrument Date	Jan 5, 2025
Instrument	2026000364
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 MCGEE ST # 133, KANSAS CITY, MO 64106-2210

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00 (-0.28%)	$44,840 (+1.15%)	$236,000 (+1.15%)
2024	$3,200.00 (+4.54%)
2023	$3,061.00 (+17.46%)	$44,330	$233,315
2019	$2,606.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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