1940 Waverly Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1940 Waverly Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,508 sqft · built 1994
Lot Size	0.237 acres (10,309 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2026)
Tax Bill	$10,150 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-176-014`

Property Details

APN / Parcel Number

Primary APN	`03-05-176-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	4,070 sqft
1st Floor Area	1,408 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Lot Area	10,309 sqft (0.237 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	1940 WAVERLY LN
City	ALGONQUIN
State	IL
Zip	60102-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 323 WILLOUGHBY FARMS UNIT 8 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	1
Legal Lot Number	323
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1003
Census Tract	850105

Owner

1940 Waverly Ln is owned by two individuals who bought it in September 2026.

Source: Kane County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 CADDY AVE, CARPENTERSVILLE, IL 60110-2234
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Oct 1, 2008 · Amount on File
Deed Document Number	202642222
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 30, 2026
Property Address	1940 WAVERLY LN, ALGONQUIN, IL 60102-5145
Document Number	0000042222
Instrument Date	Sep 20, 2026
Instrument	202642222
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 CADDY AVE, CARPENTERSVILLE, IL 60110-2234

Mortgage

Document Number	0000042223,
Date	Sep 30, 2026
Instrument	202642223

Lender

Name	UNION CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Waverly Ln was $10,150, up 4.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,150.00 (+4.67%) Homeowner's exemption	$148,316 (+9.42%) Land $28,154 Building $120,162	$445,126 (+9.42%) Land $84,496 Building $360,630
2024	$9,697.00	$135,547 Land $25,730 Building $109,817	$406,804 Land $77,221 Building $329,583
2022	$8,530.00 (+3.01%) Homeowner's exemption	$108,069 (+5.91%) Land $23,151 Building $84,918	$324,207 (+5.91%) Land $69,453 Building $254,754
2021	$8,281.00 Homeowner's exemption	$102,038 Land $21,859 Building $80,179	$306,114 Land $65,577 Building $240,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1940 Waverly Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1940 Waverly Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20