1961 S Central Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1961 S Central Ave, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,457 sqft · built 1986
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Jan 2021)
Tax Bill$7,284 (2026)
Deeds & MortgagesFeb 2026 Transfer
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN246-100-240-000

Property Details

APN / Parcel Number

Primary APN246-100-240-000
Alternative APN
  • 246-100-24

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,457 sqft Living Area
1st Floor Area1,457 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number246-100-24
Street Address1961 S CENTRAL AVE
CityTRACY
StateCA
Zip95376-8148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 881103 FR ORIG APN 237700240
Legal SubdivisionSYCAMORE VILLAGE
Legal Block1
Legal Lot Number36
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1020
Census Tract5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1961 S CENTRAL AVE, TRACY, CA 95376-8148
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Intrafamily Transfer, Transfer
Jan 20, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Prior SaleAug 21, 2014 · Amount on Record
Deed Document Number202111120
Last Transfer DateFeb 10, 2026
Transfer Doc0000014687
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 23, 2026
Property Address1961 S CENTRAL AVE, TRACY, CA 95376-8148
Document Number0000014687
Map ReferenceVOL 26 PG 159
Instrument DateFeb 10, 2026
Instrument2026-014687
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1961 S CENTRAL AVE, TRACY, CA 95376-8148

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 20, 2021
Property Address1961 S CENTRAL AVE, TRACY, CA 95376-8148
Document Number0000011120
Map ReferenceVOL 26 PG 159
Instrument DateJan 13, 2021
Instrument2021-011120
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1961 S CENTRAL AVE, TRACY, CA 95376-8148

Mortgage

Document Number0000011121
DateJan 20, 2021
Instrument2021-011121
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,284.00
2025$7,284.00 (+10.26%) Homeowner's exemption$633,221 (+4.04%) Land $140,716 Building $492,505
2023$6,606.00 (+2.1%) Homeowner's exemption$608,634 Land $135,252 Building $473,382$636,210
2022$6,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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