1891 S Central Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1891 S Central Ave, Tracy, CA 95376 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1986
Lot Size	0.14 acres (6,139 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Nov 2025)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`246-100-200-000`

Property Details

APN / Parcel Number

Primary APN	`246-100-200-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Construction Type	Wood
Lot Area	6,139 sqft (0.14 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1891 S CENTRAL AVE
City	TRACY
State	CA
Zip	95376-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 881103 FR ORIG APN 237700208
Legal Subdivision	SYCAMORE VILLAGE UNIT #2
Legal Tract	1901
Legal Lot Number	32
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1020
Census Tract	5208

Owner

Source: San Joaquin County records · APN 246-100-200-000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3202 W MARCH LN STE A, A, STOCKTON, CA 95219-2351
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan JOHN MATTHEWS
Nov 03, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Nov 03, 2025	Grant Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Nov 03, 2025	Intrafamily Transfer, Transfer · Non-Conforming Investor Loan JOHN MATTHEWS
Sep 01, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2025 · Amount on Record
Deed Sale	Nov 03, 2025 · Amount on Record
Prior Sale	Nov 03, 2025
Deed Document Number	2025-094297
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1891 S CENTRAL AVE, TRACY, CA 95376-9183
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 W MARCH LN A, A, STOCKTON, CA 95219-2351

Mortgage

Document Number	0000092289
Date	Oct 29, 2025
Instrument	2025-092289

Lender

Name	JOHN MATTHEWS
Type	Private Party
Address	4948 SAINT ANDREWS DR, STOCKTON, CA 95219

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 03, 2025
Property Address	1891 S CENTRAL AVE, TRACY, CA 95376-9183
Document Number	0000094299
Map Reference	VOL 26 PG 159
Instrument Date	Oct 27, 2025
Instrument	2025-094299
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 W MARCH LN STE A, A, STOCKTON, CA 95219-2351

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 03, 2025
Property Address	1891 S CENTRAL AVE, TRACY, CA 95376-9183
Document Number	0000094297
Map Reference	VOL 26 PG 159
Instrument Date	Oct 24, 2025
Instrument	2025-094297
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1891 S CENTRAL AVE, TRACY, CA 95376-9183

Mortgage

Document Number	0000094300
Date	Nov 03, 2025
Instrument	2025-094300

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 03, 2025
Property Address	1891 S CENTRAL AVE, TRACY, CA 95376-9183
Document Number	0000094298
Map Reference	VOL 26 PG 159
Instrument Date	Oct 24, 2025
Instrument	2025-094298
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 W MARCH LN STE A, A, STOCKTON, CA 95219-2351

Mortgage

Document Number	0000092289
Date	Nov 03, 2025
Instrument	2025-092289

Lender

Name	JOHN MATTHEWS
Type	Private Party

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1891 S CENTRAL AVE, TRACY, CA 95376-9183
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1891 S CENTRAL AVE, TRACY, CA 95376-9183

Mortgage

Document Number	0000111802
Date	Sep 01, 2020
Instrument	2020-111802

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,306.00 (+10.16%)	$366,969 (+4.04%) Land $128,438 Building $238,531
2023	$3,909.00 (+2.09%)	$352,720 Land $123,451 Building $229,269
2022	$3,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 492 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Zinnia Networks	Fixed Wireless (unlicensed)	600 / 120
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: UnWired Broadband Holding, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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