1961 Crystal Downs Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 1961 Crystal Downs Ct, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,401 sqft · built 1996
Lot Size0.302 acres (13,162 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Aug 2018)
Tax Bill$5,551 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-21-31-5KQ-0000-0080

Property Details

APN / Parcel Number

Primary APN24-21-31-5KQ-0000-0080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,401 sqft Living Area
1st Floor Area2,399 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,162 sqft
Garage Area618 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area472 sqft
Patio Area357 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address1961 CRYSTAL DOWNS CT
CityOVIEDO
StateFL
Zip32765-5836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 TWIN RIVERS SEC 6 PB 40 PGS 69 TO 75
Legal Range31E
Legal Township21S
Legal Section24
Legal SubdivisionTWIN RIVERS SEC 6
Legal Lot Number8
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1003
Census Tract21316

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1961 CRYSTAL DOWNS CT, OVIEDO, FL 32765-5836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 13, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleSep 17, 2012 · Amount on Record
Deed Document Number2018091793
Deed Book / Page09187 / 1880
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1961 CRYSTAL DOWNS CT, OVIEDO, FL 32765-5836
Document Number0095841886
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1961 CRYSTAL DOWNS CT OVIEDO FL 327655836, OVIEDO, FL 32765-5836

Mortgage

Document Number0095841886
DateApr 21, 2020
Book Page009584/001886
Instrument42021
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term216 Months
DueApr 20, 2038

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 13, 2018
Property Address1961 CRYSTAL DOWNS CT, OVIEDO, FL 32765-5836
Document Number0091871880
Book / Page009187 / 001880
Instrument DateJul 31, 2018
Instrument91793
Transaction TypeTransfer
Record UpdatedOct 2, 2018
Title CompanyLEADING EDGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1961 CRYSTAL DOWNS CT OVIEDO FL 327655836, OVIEDO, FL 32765-5836

Mortgage

Document Number91871882
DateAug 13, 2018
Book Page009187/001882
Instrument91794
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueAug 12, 2038

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,551.00 (+14.1%) Homeowner's exemption$363,002 (+5.99%)$498,818 (+6.16%) Land $124,000 Building $374,818
2023$4,865.00 (+2.7%) Homeowner's exemption$342,497 (+3%)$469,857 (+2.36%) Land $115,000 Building $354,857
2022$4,737.00 Homeowner's exemption$332,521$459,025 Land $115,000 Building $344,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims22 (2004–2022)
Claims Outside the SFHA8 of 22
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 9 claims
  • Hurricane Ian, Sep 2022 · 7 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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