Seminole County property record for 1945 Crystal Downs Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,276 sqft · built 1993 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $433,000 (Jul 2018) |
| Tax Bill | $4,907 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-21-31-5KQ-0000-0060 |
| Primary APN | 24-21-31-5KQ-0000-0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,276 sqft Living Area |
| Gross Area | 3,867 sqft |
| 1st Floor Area | 2,191 sqft |
| Upper Floors Area | 1,085 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,400 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 459 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1945 CRYSTAL DOWNS CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 6 TWIN RIVERS SEC 6 PB 40 PGS 69 TO 75 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 24 |
| Legal Subdivision | TWIN RIVERS SEC 6 |
| Legal Tract | 5KQ |
| Legal Lot Number | 6 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21316 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1945 CRYSTAL DOWNS CT, OVIEDO, FL 32765-5836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on Record |
| Deed Sale | Jul 3, 2018 · Amount on Record |
| Prior Sale | Sep 17, 2014 · Amount on Record |
| Deed Document Number | 201876532 |
| Deed Book / Page | 9165 / 1756 |
| Transfer Doc | 3118001703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1945 CRYSTAL DOWNS CT, OVIEDO, FL 32765-5836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096310806 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 9631/806 |
| Instrument | 2020065260 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 1945 CRYSTAL DOWNS CT, OVIEDO, FL 32765-5836 |
| Document Number | 0091651756 |
| Book / Page | 09165 / 1756 |
| Map Reference | MB40 PG69-75 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 2018076532 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST SIGNATURE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,031.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 622855, OVIEDO, FL 32762-2855 |
| Name | Verified Name |
|---|---|
| Address | 1945 CRYSTAL DOWNS CT, OVIEDO, FL 32765-5836 |
| Document Number | 2018076533 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018076533 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,907.00 (+12.11%) Homeowner's exemption | $330,521 (+5.99%) | $569,483 (+6.18%) Land $124,000 Building $445,483 |
| 2023 | $4,377.00 (+2.75%) Homeowner's exemption | $311,850 (+3%) | $536,343 (+2.63%) Land $115,000 Building $421,343 |
| 2022 | $4,260.00 Homeowner's exemption | $302,767 | $522,601 Land $115,000 Building $407,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 22 (2004–2022) |
| Claims Outside the SFHA | 8 of 22 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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