19601 Thompson Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 19601 Thompson Ln, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,475 sqft · built 2007
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Oct 2016)
Tax Bill	$4,111 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2008 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`013-260-029-00`

Property Details

APN / Parcel Number

Primary APN	`013-260-029-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,475 sqft Building Perimeter
1st Floor Area	1,650 sqft
Basement Area	1,650 sqft
Unfinished Basement	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	200 ft deep x 105 ft wide
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	19601 THOMPSON LN
City	THREE RIVERS
State	MI
Zip	49093-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 44 & 45 SUPERVISORS PLAT #1 SEC 34 T5S R11W. ALSO PT OF LOT 43 SD PLAT DESC AS: COM NW COR SD LOT TH N 75D 23M 12S E (RE
Legal Range	11W
Legal Township	05S
Legal Section	34
Legal Subdivision	SUPERVISORS PLAT #1 OF PARK TOWNSHIP
Legal Lot Number	44-45
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	4
Census Block	4015
Census Tract	40900

Owner

19601 Thompson Ln is owned and occupied by two individuals who bought it in October 2016.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 13, 2008	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 1, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 18, 2008	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Jun 22, 2016	Warranty Deed, Transfer · ARM HORIZON BANK NA
Mar 7, 2007	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016 · Amount on File
Deed Sale	Oct 4, 2016 · Amount on File
Prior Sale	Jun 22, 2016 · Amount on File
Deed Book / Page	1842 / 580
Prior Transfer Date	Mar 29, 1996
Prior Transfer Doc	0754000410
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052

Mortgage

Document Number	2020001191
Date	Apr 29, 2020
Instrument	2020001191

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01503/0608
Date	Oct 13, 2008
Book Page	1503/0608

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Sep 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01631/0151
Date	Nov 1, 2011
Book Page	1631/0151

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01548/0077
Date	Sep 21, 2009
Book Page	1548/0077

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2024

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01497/0580
Date	Aug 18, 2008
Book Page	1497/0580

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2023

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 22, 2016
Property Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052
Document Number	1828/0939
Book / Page	1828 / 0939
Map Reference	LB2 PG26
Instrument Date	Jun 15, 2016
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3005 INNISBROOK DR, 3005, PORTAGE, MI 49024-7817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6204 DEER RUN RD, SCHOOLCRAFT, MI 49087-7416

Mortgage

Document Number	01828/0943
Date	Jun 22, 2016
Book Page	1828/0943

Lender

Name	HORIZON BANK NA
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 7, 2007
Property Address	19601 THOMPSON LN, THREE RIVERS, MI 49093-8052
Document Number	01425/0466
Book / Page	1425 / 0466
Map Reference	LB2 PG26
Instrument Date	Mar 5, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	DEVON TITLE THREE RIVERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16584 BURKE AVE, THREE RIVERS, MI 49093-1395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 W HURON ST, CHICAGO, IL 60622-5524

Mortgage

Document Number	0014250468
Date	Mar 7, 2007
Instrument	1425/0468

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	12.6%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 19601 Thompson Ln was $4,111 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Mendon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,900	$1,107,800
2025	$4,111.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19601 Thompson Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19601 Thompson Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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