1960 Melody Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 1960 Melody Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,136 sqft · built 1957
Lot Size	0.276 acres (12,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,300 (Jan 2009)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019.030.01001020`

Property Details

APN / Parcel Number

Primary APN	`019.030.01001020`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,424 sqft
Basement Area	712 sqft
Finished Basement	712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	12,003 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Stoop
Porch Area	32 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1960 MELODY LN
City	ARNOLD
State	MO
Zip	63010-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MAXVILLE MEADOWS LOT 12
Legal Range	6E
Legal Township	43N
Legal Section	30
Legal Subdivision	MAXVILLE MEADOWS
Legal Block	1
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1011
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1960 MELODY LN, ARNOLD, MO 63010-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTURY CU
Jun 29, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2009 · Amount on Record
Deed Sale	Jan 12, 2009 · Amount on Record
Deed Document Number	20091240
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1960 MELODY LN, ARNOLD, MO 63010-1206
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004345
Date	Feb 27, 2024
Instrument	2024R-004345

Lender

Name	CENTURY CU
Type	Credit Union
Address	SAINT LOUIS, MO 63125

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 30, 2029

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1960 MELODY LN, ARNOLD, MO 63010-1206
Document Number	0000024100
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1960 MELODY LN ARNOLD MO 630101206, ARNOLD, MO 63010-1206

Mortgage

Document Number	0000024100
Date	Jul 8, 2020
Instrument	24100

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,300 (-) Land $1,900 Building $19,400	$112,100 (-) Land $10,200 Building $101,900
2025	$1,443.00 (+6.97%)	$21,300 (+9.79%) Land $1,900 Building $19,400
2024			$112,100 (+9.58%) Land $10,200 Building $101,900
2023	$1,349.00	$19,400 Land $1,900 Building $17,500	$102,300 Land $10,200 Building $92,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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