1951 Melody Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 1951 Melody Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,676 sqft · built 1961
Lot Size	0.288 acres (12,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,800 (Mar 2019)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019.030.01001021`

Property Details

APN / Parcel Number

Primary APN	`019.030.01001021`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Masonry / Concrete Block
Lot Area	12,553 sqft (0.288 acres)
Lot Dimensions	50 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	520 sqft
Porch	Open Frame Porch
Porch Area	156 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1951 MELODY LN
City	ARNOLD
State	MO
Zip	63010-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MAXVILLE MEADOWS 2 LOT 22
Legal Range	6E
Legal Township	43N
Legal Section	30
Legal Subdivision	MAXVILLE MEADOWS 2
Legal Block	2
Legal Lot Number	22
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2002
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1951 MELODY LN, ARNOLD, MO 63010-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage GUILD MTG
Oct 17, 2019	Deed of Trust, Mortgage GUILD MTG
Mar 6, 2019	Warranty Deed, Transfer GUILD MTG
Mar 6, 2019	Affidavit of Death, Transfer CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Deed Document Number	20195991
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1951 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000036002
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1951 MELODY LN ARNOLD MO 630101205, ARNOLD, MO 63010-1205

Mortgage

Document Number	0000036002
Date	Sep 25, 2020
Instrument	36002

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1951 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000032619
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1951 MELODY LN ARNOLD MO 630101205, ARNOLD, MO 63010-1205

Mortgage

Document Number	0000032619
Date	Oct 22, 2019
Instrument	32619

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 6, 2019
Property Address	1951 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000005991
Instrument Date	Mar 1, 2019
Instrument	5991
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1951 MELODY LN ARNOLD MO 630101205, ARNOLD, MO 63010-1205

Mortgage

Document Number	5992
Date	Mar 6, 2019
Instrument	5992

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Mar 6, 2019
Property Address	1951 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000005988
Instrument Date	Feb 1, 2019
Instrument	5988
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8150 GLENN DR BARNHART MO 630122274, BARNHART, MO 63012-2274

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,400 (-) Land $1,900 Building $22,500	$128,700 (-) Land $10,200 Building $118,500
2025	$1,653.00 (+5.69%)	$24,400 (+8.44%) Land $1,900 Building $22,500
2024			$128,700 (+8.42%) Land $10,200 Building $118,500
2023	$1,564.00	$22,500 Land $1,900 Building $20,600	$118,700 Land $10,200 Building $108,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	27 (1978–2019)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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