196 Villacrest Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 196 Villacrest Dr, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,184 sqft · built 1993
Lot Size0.301 acres (13,140 sqft)
Owner2 Individual Names on Record
Last Sale$247,500 (Mar 2022)
Tax Bill$2,137 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-4121-5

Property Details

APN / Parcel Number

Primary APNC56-000-597-4121-5
Alternative APN
  • 31-3N-23-2813-0000-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,184 sqft Heated Area
Gross Area1,908 sqft
1st Floor Area1,184 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,140 sqft (0.301 acres)
Garage TypeFinished
Garage Area504 sqft
PorchOpen Porch
Porch Area76 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address196 VILLACREST DR
CityCRESTVIEW
StateFL
Zip32536-4263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHVIEW EST 3RD LOT 14
Legal Range23
Legal Township03N
Legal Section31
Legal SubdivisionNORTHVIEW ESTATES 3RD
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1019
Census Tract20602

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address196 VILLACREST DR, CRESTVIEW, FL 32536-4263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Warranty Deed, Transfer · FHA Mortgage
MORTGAGE ONE OF THE SOUTH INC
Sep 9, 2021Warranty Deed, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Prior SaleSep 9, 2021 · Amount on Record
Deed Document Number3538998
Deed Book / Page3613 / 3586
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 31, 2022
Property Address196 VILLACREST DR, CRESTVIEW, FL 32536-4263
Document Number0036133586
Book / Page3613 / 3586
Map ReferenceMB 13 PG 44
Instrument DateMar 28, 2022
Instrument3538998
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyOLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,732.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1105 NORWAY AVE, 1105, HASTINGS, MI 49058-8214

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address196 VILLACREST DR, CRESTVIEW, FL 32536-4263

Mortgage

Document Number0036133588
DateMar 31, 2022
Instrument3613/3588
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 9, 2021
Property Address196 VILLACREST DR, CRESTVIEW, FL 32536-4263
Document Number0035724478
Book / Page3572 / 4478
Map ReferenceMB 13 PG 44&45
Instrument DateSep 8, 2021
Instrument3487309
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyBRADLEY TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6001 DORCHESTER PL, 6001, CRESTVIEW, FL 32536-9397

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 NORWAY AVE, HASTINGS, MI 49058-8214

Mortgage

Document Number35724480
DateSep 9, 2021
Instrument3572/4480
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Mortgage

Document Number0035741645
DateSep 15, 2021
Book Page3574/1645
Instrument3489067
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,137.00 (-8.24%) Homeowner's exemption$176,646 (-4.78%) Land $40,606 Building $136,040$176,646 (-4.78%) Land $40,606 Building $136,040
2023$2,329.00 (-16.07%) Homeowner's exemption$185,517 (+8.85%) Land $34,500 Building $151,017$185,517 (+8.85%) Land $34,500 Building $151,017
2022$2,775.00$170,441 Land $28,719 Building $141,722$170,441 Land $28,719 Building $141,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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