195 Villacrest Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 195 Villacrest Dr, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,813 sqft · built 1993
Lot Size0.295 acres (12,859 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Aug 2023)
Tax Bill$2,883 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-597-4132-2

Property Details

APN / Parcel Number

Primary APNC56-000-597-4132-2
Alternative APNs
  • 31-3N-23-2813-0000-0250
  • 23N331281300000250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,813 sqft Living Area
Gross Area2,578 sqft
1st Floor Area1,813 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,859 sqft (0.295 acres)
Garage TypeAttached
Garage Area441 sqft
PorchScreened/Unfinished Porch
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address195 VILLACREST DR
CityCRESTVIEW
StateFL
Zip32536-4262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHVIEW EST 3RD LOT 25
Legal Range23W
Legal Township03N
Legal Section31
Legal SubdivisionNORTHVIEW EST
Legal Lot Number25
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1001
Census Tract20602

Owner

195 Villacrest Dr is owned and occupied by an individual who bought it in August 2023.

Source: Okaloosa County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address195 VILLACREST DR, CRESTVIEW, FL 32536-4262
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Warranty Deed, Transfer · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 17, 2021Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
Jun 17, 2021Affidavit, Transfer
OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC
Sep 22, 2017Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2023 · Amount on File
Deed SaleAug 2, 2023 · Amount on File
Prior SaleJun 17, 2021 · Amount on File
Deed Document Number20233639103
Deed Book / Page3686 / 682
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 2, 2023
Property Address195 VILLACREST DR, CRESTVIEW, FL 32536-4262
Document Number0036860682
Book / Page3686 / 682
Map ReferenceMB 13 PG 44&45
Instrument DateJul 31, 2023
Instrument3639103
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address240 JORDAN SPRINGS DR, DUNCAN, SC 29334-9155

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 VILLACREST DR, CRESTVIEW, FL 32536-4262

Mortgage

Document Number0003686686
DateAug 2, 2023
Instrument3686/686
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 17, 2021
Property Address195 VILLACREST DR, CRESTVIEW, FL 32536-4262
Document Number0035540664
Book / Page3554 / 664
Map ReferenceMB 13 PG 44
Instrument DateJun 15, 2021
Instrument3464314
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyOLD SOUTH LAND TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 SAND PEBBLE CIR # 301, 140, PORT ORANGE, FL 32129-3698

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 VILLACREST DR, CRESTVIEW, FL 32536-4262

Mortgage

Document Number3554666
DateJun 17, 2021
Instrument3554/666
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2021: Affidavit, Transfer

Document TypeAffidavit
JurisdictionOKALOOSA FL
Recording DateJun 17, 2021
Property Address195 VILLACREST DR, CRESTVIEW, FL 32536-4262
Document Number0035540662
Book / Page3554 / 662
Map ReferenceMB 13 PG 44
Instrument DateJun 11, 2021
Instrument3464312
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyOLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 22, 2017
Property Address195 VILLACREST DR, CRESTVIEW, FL 32536-4262
Document Number0033182436
Book / Page3318 / 2436
Map ReferenceMB13 PG44&45
Instrument DateSep 19, 2017
Instrument3161403
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1380 SUNSET BEACH DR, 1380, NICEVILLE, FL 32578-4821

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 VILLACREST DR, CRESTVIEW, FL 32536-4262

Mortgage

Document Number0003161404
DateSep 22, 2017
Instrument3161404
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 195 Villacrest Dr was $2,883.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,883.00$223,660 Land $40,606 Building $183,054$223,660 Land $40,606 Building $183,054
2023$3,769.00 (+7.65%)$233,022 (+8.37%) Land $34,500 Building $198,522$233,022 (+8.37%) Land $34,500 Building $198,522
2022$3,501.00$215,022 Land $28,719 Building $186,303$215,022 Land $28,719 Building $186,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Villacrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Villacrest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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