Flathead County property record for 196 Timbered Ter, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,173 sqft · built 2011 |
| Lot Size | 0.963 acres (41,948 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,070,650 (May 2025) |
| Tax Bill | $6,558 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0771653 |
| Primary APN | R0771653 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Attic | Attic |
| Attic Area | 381 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,948 sqft (0.963 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 166 sqft |
| Deck Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000502835 |
|---|---|
| Street Address | 196 TIMBERED TER |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERS AT WHITEFISH, S25, T30 N, R22 W, LOT 15, ASSR #0000502835 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 25 |
| Legal Subdivision | TIMBERS AT WHITEFISH |
| Legal Lot Number | 15 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 402 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 TIMBERED TER, WHITEFISH, MT 59937-8557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2020 · Amount on Record |
| Deed Document Number | 20258603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 27, 2026 |
| Property Address | 196 TIMBERED TER, WHITEFISH, MT 59937-8557 |
| Document Number | 0000019065 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202619065 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | FPT |
| Name | Verified Name |
|---|---|
| Address | 112900 US HIGHWAY 89, ALPINE, WY 83128 |
| Document Number | 0000019065, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202619065 |
| Name | FREEDOM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 13, 2020 |
| Property Address | 196 TIMBERED TER, WHITEFISH, MT 59937-8557 |
| Document Number | 202000034031 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 202000034031 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1825A CENTURY WAY # 8, 8, ESCONDIDO, CA 92026 |
| Document Number | 202000034032 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 202000034032 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,558.00 (+48.51%) | $1,042,100 (+45.16%) | |
| 2025 | $1,042,100 (+45.16%) Land $254,249 Building $787,851 | ||
| 2023 | $4,416.00 | $717,900 | $717,900 Land $183,623 Building $534,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1997) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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