Flathead County property record for 174 Timbered Ter, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,704 sqft · built 2018 |
| Lot Size | 1.02 acres (44,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,900 (Feb 2016) |
| Tax Bill | $3,615 (2026) |
| Deeds & Mortgages | Apr 2022 Sale Aug 2017 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0771650 |
| Primary APN | R0771650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| 1st Floor Area | 2,399 sqft |
| 2nd Floor Area | 305 sqft |
| Attic | Attic |
| Attic Area | 522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,475 sqft (1.02 acres) |
| Garage Area | 1,425 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 232 sqft |
| Deck Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000502832 |
|---|---|
| Street Address | 174 TIMBERED TER |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERS AT WHITEFISH, S25, T30 N, R22 W, LOT 14, ASSR #0000502832 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 25 |
| Legal Subdivision | TIMBERS AT WHITEFISH |
| Legal Lot Number | 14 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 402 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 174 TIMBERED TER, WHITEFISH, MT 59937-8557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Ground Lease, Transfer INSURED TITLE, INSURED TITLES |
| Aug 4, 2017 | Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC |
| Dec 17, 2020 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on Record |
| Deed Sale | Feb 29, 2016 · Amount on Record |
| Prior Sale | Jan 30, 2007 · Amount on Record |
| Deed Document Number | 20163961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Ground Lease |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 8, 2022 |
| Property Address | 174 TIMBERED TER, WHITEFISH, MT 59937-8557 |
| Document Number | 202200009057 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 202200009057 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|---|
| Address | PO BOX 9316, KALISPELL, MT 59904-2316 |
| Name | Verified Name |
|---|---|
| Address | 116 BARRON WAY, KALISPELL, MT 59901-2597 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 174 TIMBERED TER, WHITEFISH, MT 59937-8557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201700018763 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 201700018763 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 174 TIMBERED TER, WHITEFISH, MT 59937-8557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202000012007 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 202000012007 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 174 TIMBERED TER, WHITEFISH, MT 59937-8557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000042514 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 202000042514 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,615.00 (-39.58%) | $1,173,600 (+20.67%) | |
| 2025 | $1,173,600 (+20.67%) Land $256,210 Building $917,390 | ||
| 2023 | $5,983.00 | $972,600 | $972,600 Land $184,371 Building $788,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1997) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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