Stephens County property record for 196 Stephen Dr, #198, Toccoa, GA 30577
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,040 sqft · built 1988 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $670,000 (Jul 2017) |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T29 187 |
| Primary APN | T29 187 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,040 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Terrain | Gentle Slope |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Account Number | 752650 |
|---|---|
| Street Address | 196 STEPHEN DR # 198, 198 |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3345 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | B-II |
| Legal Description | LOT 13C STEPHEN DR |
| Legal Subdivision | CAUDELL PROP |
| Legal Lot Number | 13C |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970302 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6020 SOMERSBY CIR, ALPHARETTA, GA 30005-4312 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on Record |
| Deed Sale | Jul 6, 2017 · Amount on Record |
| Prior Sale | Sep 15, 2010 · Amount on Record |
| Deed Document Number | 0001126334 |
| Deed Book / Page | 1126 / 334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 19, 2017 |
| Property Address | 196 STEPHEN DR # 198, 198, TOCCOA, GA 30577-3345 |
| Document Number | 0011260334 |
| Book / Page | 001126 / 000334 |
| Instrument Date | Jul 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6020 SOMERSBY CIR ALPHARETTA GA 300054312, ALPHARETTA, GA 30005-4312 |
| Document Number | 11260339 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 001126/000339 |
| Name | PRIVATE BK/BUCKHEAD |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 18, 2022 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 (-11.32%) | $32,817 (-10.09%) Land $1,420 Building $31,397 | $82,042 (-10.09%) Land $3,550 Building $78,492 |
| 2023 | $1,290.00 (+179.22%) | $36,498 (+179.4%) Land $1,420 Building $35,078 | $91,246 (+179.4%) Land $3,550 Building $87,696 |
| 2022 | $462.00 | $13,063 Land $1,420 Building $11,643 | $32,658 Land $3,550 Building $29,108 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
May also be available: Point Broadband, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures