154 Stephen Dr, #164, Toccoa, GA 30577 Property Records

Stephens County property record for 154 Stephen Dr, #164, Toccoa, GA 30577

Property Summary

Property Type	Apartments (5+ Units)
Details	2,040 sqft · built 1988
Lot Size	0.319 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Jul 2017)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T29 191`

Property Details

APN / Parcel Number

Primary APN	`T29 191`
Alternative APN	`752850`

Interior

Stories	2 Stories
Building Area	2,040 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Shingle
Lot Area	13,939 sqft (0.319 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	170 sqft
Deck Area	100 sqft
Patio Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Account Number	752850
Street Address	154 STEPHEN DR # 164, 164
City	TOCCOA
State	GA
Zip	30577-3345
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	B-II
Legal Description	LOTS 14C & 15A STEPHEN DR
Legal Lot Number	14C+
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1002
Census Tract	970302

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6020 SOMERSBY CIR, ALPHARETTA, GA 30005-4312
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	0001126334
Deed Book / Page	1126 / 334
Record Updated	Jun 8, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 19, 2017
Property Address	154 STEPHEN DR # 164, 164, TOCCOA, GA 30577-3345
Document Number	0011260334
Book / Page	001126 / 000334
Instrument Date	Jul 6, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6020 SOMERSBY CIR ALPHARETTA GA 300054312, ALPHARETTA, GA 30005-4312

Mortgage

Document Number	11260339
Date	Jul 19, 2017
Book Page	001126/000339

Lender

Name	PRIVATE BK/BUCKHEAD
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 18, 2022

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 (-11.83%)	$66,433 (-10.6%) Land $2,460 Building $63,973	$166,082 (-10.6%) Land $6,150 Building $159,932
2023	$2,628.00 (+188.47%)	$74,311 (+188.41%) Land $2,460 Building $71,851	$185,778 (+188.4%) Land $6,150 Building $179,628
2022	$911.00	$25,766 Land $2,460 Building $23,306	$64,416 Land $6,150 Building $58,266

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stephen Dr

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