196 Spanish Marsh Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 196 Spanish Marsh Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,468 sqft · built 2014
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (Sep 2019)
Tax Bill	$11,009 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072082-0520`

Property Details

APN / Parcel Number

Primary APN	`072082-0520`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,468 sqft Living Area
Gross Area	4,142 sqft
1st Floor Area	2,918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	196 SPANISH MARSH DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/12-14 COURTYARD VILLAS OF MONTEREY PHASE 2 LOT 52 OR4797/218
Legal Range	29E
Legal Township	05S
Legal Section	53
Legal Subdivision	COURTYARD VILLAS OF MONTEREY PHASE TWO
Legal Phase	2
Legal Block	4
Legal Lot Number	52
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4013
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	201969150
Deed Book / Page	4797 / 218
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 18, 2019
Property Address	196 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Document Number	0047970218
Book / Page	004797 / 000218
Instrument Date	Sep 13, 2019
Instrument	69150
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,374.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 SPANISH MARSH DR ST AUGUSTINE FL 320957405, ST AUGUSTINE, FL 32095-7405

Mortgage

Document Number	47970220
Date	Sep 18, 2019
Book Page	004797/000220
Instrument	69151

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,066 (+2.7%)	$902,799 (-2.33%) Land $235,000 Building $667,799
2025	$11,009.00 (+16.67%) Homeowner's exemption	$502,499 (+17.84%)	$924,357 (+3.83%) Land $235,000 Building $689,357
2024	$9,436.00 (+2.44%) Homeowner's exemption	$426,432 (+3%)	$890,221 (+9.49%) Land $160,000 Building $730,221
2023	$9,211.00 (+1.47%) Homeowner's exemption	$414,012 (+3%)	$813,078 (+18.27%) Land $130,000 Building $683,078
2022	$9,078.00 Homeowner's exemption	$401,953	$687,465 Land $100,800 Building $586,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

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