192 Spanish Marsh Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 192 Spanish Marsh Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,436 sqft · built 2015
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Jul 2024)
Tax Bill	$18,777 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072082-0530`

Property Details

APN / Parcel Number

Primary APN	`072082-0530`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,436 sqft Living Area
Gross Area	5,481 sqft
1st Floor Area	2,054 sqft
Flooring	Carpet

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	192 SPANISH MARSH DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54/12-14 COURTYARD VILLAS OF MONTEREY PHASE 2 LOT 53 OR5987/1067
Legal Range	29
Legal Township	05
Legal Section	53
Legal Subdivision	COURTYARD VILLAS OF MONTEREY PHASE TWO
Legal Block	4
Legal Lot Number	53
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4013
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	192 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Dec 8, 2015 · Amount on Record
Deed Document Number	202456309
Deed Book / Page	5987 / 1067
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	192 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 SPANISH MARSH DR, ST AUGUSTINE, FL 32095-7405

Mortgage

Document Number	0055720292
Date	Jun 3, 2022
Book Page	5572/292
Instrument	2022056128

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	192 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 SPANISH MARSH DR, ST AUGUSTINE, FL 32095-7405

Mortgage

Document Number	0055081255
Date	Mar 7, 2022
Book Page	5508/1255
Instrument	2022024196

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	192 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	RESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405

Mortgage

Document Number	0052181738
Date	Mar 26, 2021
Book Page	5218/1738
Instrument	2021033419

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,048,706 (-3.27%) Land $235,000 Building $813,706	$1,048,706 (-3.27%) Land $235,000 Building $813,706
2025	$18,777.00 (+66.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$1,084,210 (+89.81%)	$1,084,210 (-0.04%) Land $235,000 Building $849,210
2024	$11,252.00 (+2.34%) Homeowner's exemption	$571,205	$1,084,597 Land $160,000 Building $924,597
2023	$10,995.00 (+1.57%)
2022	$10,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

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