Schoharie County and Cobleskill Town property record for 196 Shad Point Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,006 sqft · built 1850 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,690 (Jul 2012) |
| Tax Bill | $3,808 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 57.-4-21 |
| Primary APN | 432689 57.-4-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| 2nd Floor Area | 440 sqft |
| Upper Floors Area | 242 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 182,952 sqft (4.2 acres) |
| Lot Width | 445 ft Width |
| Porch | Slab |
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100056 |
|---|---|
| Street Address | 196 SHAD POINT RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HOUSE & BLDG |
| Legal Block | 4 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 SHAD POINT RD, COBLESKILL, NY 12043-5432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2012 · Amount on Record |
| Deed Sale | Jul 20, 2012 · Amount on Record |
| Deed Book / Page | 937 / 243 |
| Prior Transfer Date | Jul 12, 2012 |
| Prior Transfer Doc | 0000000937/000000024 |
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,808.00 (+6.07%) Homeowner's exemption | ||
| 2025 | $3,590.00 (+22.48%) | $79,000 (-) Land $14,600 Building $64,400 | $161,224 (+16.33%) Land $29,796 Building $131,428 |
| 2023 | $79,000 Land $14,600 Building $64,400 | $138,596 Land $25,614 Building $112,982 | |
| 2020 | $2,931.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL, Verizon.
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