Schoharie County and Cobleskill Town property record for 181 Shad Point Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1970 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,708 (2026) |
| Deeds & Mortgages | Mar 2025 Sale Feb 2016 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 69.-3-1 |
| Primary APN | 432689 69.-3-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 83,200 sqft (1.91 acres) |
| Lot Width | 265 ft Width |
| Garage Type | Detached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 490 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100584 |
|---|---|
| Street Address | 181 SHAD POINT RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 3 |
| Legal Lot Number | 1.001 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 740200 |
181 Shad Point Rd is owned and occupied by an individual who acquired it in March 2025.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 SHAD POINT RD, COBLESKILL, NY 12043-5433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2025 | Warranty Deed, Transfer |
| Feb 26, 2016 | Intrafamily Transfer, Transfer MARVIN D. SR. PARSHALL |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 0000828027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 6, 2025 |
| Property Address | 181 SHAD POINT RD, COBLESKILL, NY 12043-5433 |
| Document Number | 00001231/5 |
| Book / Page | 1231 / 5 |
| Instrument Date | Feb 18, 2025 |
| Instrument | 828027 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 SHAD POINT RD, COBLESKILL, NY 12043-5432 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 26, 2016 |
| Property Address | 181 SHAD POINT RD, COBLESKILL, NY 12043-5433 |
| Document Number | 0000001016/0000000142 |
| Book / Page | 0000001016 / 0000000142 |
| Instrument Date | Feb 24, 2016 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | MARVIN D. SR. PARSHALL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 SHAD POINT RD, COBLESKILL, NY 12043-5433 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 181 Shad Point Rd was $1,708 with exemptions applied, down 73.2% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,708.00 (-73.19%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,370.00 | $85,000 Land $11,000 Building $74,000 | $173,469 Land $22,449 Building $151,020 |
| 2023 | $140,200 Land $17,500 Building $122,700 | $245,965 Land $30,702 Building $215,263 | |
| 2020 | $4,952.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Shad Point Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Shad Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL, Verizon.
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