Comal County property record for 196 Saddle Rdg, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,838 sqft · built 2001 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,750 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0712-0166-00 |
| Primary APN | 45-0712-0166-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,838 sqft Living Area |
| 1st Floor Area | 3,838 sqft |
| 2nd Floor Area | 1,256 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 51,836 sqft (1.19 acres) |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Account Number | 49932 |
|---|---|
| Old Parcel Number | 450712016600 |
| Street Address | 196 SADDLE RDG |
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CROSSING 2, LOT 166 |
| Legal Subdivision | RIVER CROSSING 2 |
| Legal Lot Number | 166 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 310703 |
Source: Comal County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 196 SADDLE RDG, SPRING BRANCH, TX 78070-5973 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Nov 6, 2024 |
| Transfer Doc | 0006033903 |
| Record Updated | Jun 8, 2026 |
Source: Comal County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $681,028 (-22.76%) Land $157,100 Building $611,640 | $768,740 (-12.81%) Land $157,100 Building $611,640 | |
| 2024 | $5,750.00 (+21.56%) | ||
| 2023 | $881,700 Land $157,100 Building $724,600 | $881,700 Land $157,100 Building $724,600 | |
| 2022 | $4,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2013–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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