196 S James St, Orange, CA 92869 Property Records

Orange County property record for 196 S James St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,413 sqft · built 1960
Lot Size	0.143 acres (6,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 1999)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094-483-08`

Property Details

APN / Parcel Number

Primary APN	`094-483-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,222 sqft (0.143 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	196 S JAMES ST
City	ORANGE
State	CA
Zip	92869-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2700 BLK LOT 8
Legal Subdivision	TRACT NO 2700
Legal Tract	2700
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	75807

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 S JAMES ST, ORANGE, CA 92869-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage IAPPROVE LENDING INC
Oct 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1999 · Amount on Record
Deed Sale	Sep 3, 1999 · Amount on Record
Deed Document Number	1999642686
Last Transfer Date	Sep 24, 2019
Transfer Doc	0000385366
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	196 S JAMES ST, ORANGE, CA 92869-3823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 S JAMES ST, ORANGE, CA 92869-3823

Mortgage

Document Number	0000534617
Date	Sep 29, 2020
Instrument	2020000534617

Lender

Name	IAPPROVE LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 3, 2019
Property Address	196 S JAMES ST, ORANGE, CA 92869-3823
Document Number	0000385366
Map Reference	MB 127 PG 38&39
Instrument Date	Sep 24, 2019
Instrument	2019000385366
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	196 S JAMES ST, ORANGE, CA 92869-3823

Mortgage

Document Number	0000385367
Date	Oct 3, 2019
Instrument	2019000385367

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$401,951 (+2%) Land $318,068 Building $83,883
2025	$4,505.00 (+4.72%) Homeowner's exemption	$394,070 (+4.04%) Land $311,831 Building $82,239
2023	$4,302.00 (+2.04%) Homeowner's exemption	$378,769 Land $299,722 Building $79,047
2022	$4,216.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile, Verizon.

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