Orange County property record for 190 S James St, Orange, CA 92869
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,386 sqft · built 1960 |
| Lot Size | 0.143 acres (6,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (May 2012) |
| Tax Bill | $6,259 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094-483-07 |
| Primary APN | 094-483-07 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,386 sqft Living Area |
| 1st Floor Area | 2,386 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 6,223 sqft (0.143 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 190 S JAMES ST |
|---|---|
| City | ORANGE |
| State | CA |
| Zip | 92869-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 2700 BLK LOT 7 |
| Legal Subdivision | TRACT 2700 |
| Legal Tract | 2700 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 75807 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 190 S JAMES ST, ORANGE, CA 92869-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2012 · Amount on Record |
| Deed Sale | May 4, 2012 · Amount on Record |
| Prior Sale | Nov 17, 2011 · Amount on Record |
| Deed Document Number | 2012259312 |
| Prior Transfer Date | Sep 5, 1997 |
| Prior Transfer Doc | 0000449274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 22, 2026 |
| Property Address | 190 S JAMES ST, ORANGE, CA 92869-3823 |
| Document Number | 0000148136 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026148136 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 190 S JAMES ST, ORANGE, CA 92869-3823 |
| Document Number | 0000148136, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 2026148136 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 190 S JAMES ST, ORANGE, CA 92869-3823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 190 S JAMES ST, ORANGE, CA 92869-3823 |
| Document Number | 0000707934 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021000707934 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 247 Months |
| Due | Jun 1, 2042 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Orange City |
| Unified School District | Orange Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $563,711 (+2%) Land $458,574 Building $105,137 | |
| 2025 | $6,259.00 (+4.58%) | $552,658 (+4.04%) Land $449,582 Building $103,076 |
| 2023 | $5,985.00 (+1.98%) | $531,199 Land $432,125 Building $99,074 |
| 2022 | $5,869.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ORANGE serves 120,770 people · EPA ID CA3010027 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile, Verizon.
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