York County and York Town property record for 196 River Rd, Cape Neddick, ME 03902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,319 sqft · built 1907 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $14,064 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:013 B:046 |
| Primary APN | M:013 B:046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,319 sqft Living Area |
| Gross Area | 6,119 sqft |
| 1st Floor Area | 1,690 sqft |
| Basement Area | 1,157 sqft |
| Unfinished Basement | 1,157 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Victorian |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6889 |
|---|---|
| Street Address | 196 RIVER RD |
| City | CAPE NEDDICK |
| State | ME |
| Zip | 03902-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 46 |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 36002 |
Source: York County and York Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 OXFORD ST, WINCHESTER, MA 01890-3537 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: York County and York Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,064.00 (+7.3%) | $1,704,700 (+9.25%) Land $540,000 Building $1,164,700 | |
| 2024 | $13,107.00 (-0.59%) | $1,560,400 (-) Land $540,000 Building $1,020,400 | |
| 2023 | $13,185.00 (+4.42%) | $1,560,400 (+5.65%) Land $540,000 Building $1,020,400 | $2,759,655 |
| 2022 | $12,627.00 | $1,476,900 Land $540,000 Building $936,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2006–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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