150 River Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 150 River Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,488 sqft · built 1985
Lot Size	0.71 acres (30,927 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jul 2019)
Tax Bill	$7,575 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:017 B:007-A`

Property Details

APN / Parcel Number

Primary APN	`M:017 B:007-A`
Alternative APNs	`YORK M:0017 B:0007-A` `008264` `8264`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	4,956 sqft
1st Floor Area	1,582 sqft
Basement Area	906 sqft
Unfinished Basement	906 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,927 sqft (0.71 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8264
Street Address	150 RIVER RD
City	CAPE NEDDICK
State	ME
Zip	03902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	7-A
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4024
Census Tract	36002

Owner

150 River Rd is owned by two individuals who bought it in July 2019.

Source: York County and York Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 238, CAPE NEDDICK, ME 03902-0238
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit KENNEBUNK SAVINGS BANK
Jul 19, 2019	Personal Representative Deed, Transfer · Stand-Alone First Mortgage LEDYARD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Nov 7, 2007
Deed Book / Page	17998 / 874
Transfer Doc	0172600146
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	150 RIVER RD, CAPE NEDDICK, ME 03902
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184680599
Date	Nov 30, 2020
Book Page	18468/599
Instrument	2020061401

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

July 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YORK ME
Recording Date	Jul 19, 2019
Property Address	150 RIVER RD, CAPE NEDDICK, ME 03902
Document Number	0179980874
Book / Page	17998 / 874
Instrument Date	Jul 17, 2019
Instrument	2019027834
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MAPLE ST, WEST LEBANON, NH 03784-1410

Mortgage

Document Number	2019027835
Date	Jul 19, 2019
Instrument	2019027835

Lender

Name	LEDYARD NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 150 River Rd was $7,575, up 4.3% from the year before.

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,575.00 (+4.28%)	$918,200 (+6.17%) Land $376,200 Building $542,000
2024	$7,264.00 (-0.6%)	$864,800 (-) Land $376,200 Building $488,600
2023	$7,308.00 (+3.97%)	$864,800 (+5.19%) Land $376,200 Building $488,600	$1,322,400
2022	$7,029.00	$822,100 Land $376,200 Building $445,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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