196 Ridgeway Dr, Ragley, LA 70657 Property Records

Beauregard Parish property record for 196 Ridgeway Dr, Ragley, LA 70657

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on Record
Tax Bill$2,980 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN0604024499J

Property Details

APN / Parcel Number

Primary APN0604024499J

Location & Zoning

Street Address196 RIDGEWAY DR
CityRAGLEY
StateLA
Zip70657-6648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 OF THE RIDGE SUBDIVISION PHASE 1, A SUBDIVISION OF PART OF THE SW/4 OF SECTION 7, TOWNSHIP 7 SOUTH, RANGE 8 WEST
Legal SubdivisionTHE RIDGE SUB PH 1
Legal Lot Number16
JurisdictionBEAUREGARD LA
Township / Civil Division4A
Census Block Group1
Census Block1007
Census Tract960701

Owner

Source: Beauregard Parish records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address196 RIDGEWAY DR, RAGLEY, LA 70657-6648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 20, 2018Cash Sale Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2020
Deed SaleSep 23, 2020
Deed Document Number546303
Deed Book / Page999 / 287
Prior Transfer DateFeb 20, 2018
Prior Transfer Doc546303
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUREGARD LA
Property Address196 RIDGEWAY DR, RAGLEY, LA 70657-6648
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number827/468
DateFeb 20, 2018
Book Page827/468
Instrument546304
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

February 2018: Cash Sale Deed, Subdivision Related Transfer

Document TypeCash Sale Deed
JurisdictionBEAUREGARD LA
Recording DateFeb 20, 2018
Property Address196 RIDGEWAY DR, RAGLEY, LA 70657-6648
Document Number999/287
Book / Page999 / 287
Instrument DateFeb 16, 2018
Instrument546303
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Beauregard Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountyBeauregard Parish
Unified School DistrictBeauregard Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,980.00 (-0.2%) Homeowner's exemption$23,242 (+1.87%) Land $3,500 Building $19,742$232,417 (+1.87%) Land $35,000 Building $197,417
2023$2,986.00 Homeowner's exemption$22,815 Land $3,000 Building $19,815$228,150 Land $30,000 Building $198,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims10 (2019–2020)
Claims Outside the SFHA1 of 10
Most Recent ClaimOct 2020 · Hurricane Delta
Claims by Event
  • Tropical Storm Barry, Jul 2019 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 91% of Louisiana
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Swyft Connect
Fiber
1,000 / 1,000

May also be available: Optimum, T-Mobile.

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