176 Ridgeway Dr, Ragley, LA 70657 Property Records

Beauregard Parish property record for 176 Ridgeway Dr, Ragley, LA 70657

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0604024499F`

Property Details

APN / Parcel Number

Primary APN	`0604024499F`

Location & Zoning

Street Address	176 RIDGEWAY DR
City	RAGLEY
State	LA
Zip	70657-6648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 OF THE RIDGE SUBDIVISION, PHASE 1. A SUBDIVISION LOCATED IN SE/4 OF SW/4 OF SECTION 7, TOWNSHIP 7 SOUTH, RANGE 8 WEST
Legal Subdivision	THE RIDGE SUB PH 1
Legal Lot Number	14
Jurisdiction	BEAUREGARD LA
Township / Civil Division	4A
Census Block Group	1
Census Block	1007
Census Tract	960701

Owner

Source: Beauregard Parish records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 RIDGEWAY DR, RAGLEY, LA 70657-6648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage PEDESTAL BANK
Oct 30, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage JD BANK
Aug 15, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020
Deed Sale	Dec 3, 2020
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	565151
Deed Book / Page	1043 / 431
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	565151
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	176 RIDGEWAY DR, RAGLEY, LA 70657-6648
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000869/558
Date	Aug 12, 2019
Book Page	869/558
Instrument	556902

Lender

Name	PEDESTAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUREGARD LA
Recording Date	Oct 30, 2020
Property Address	176 RIDGEWAY DR, RAGLEY, LA 70657-6648
Document Number	001043/431
Book / Page	1043 / 431
Map Reference	MB 989 PG 463
Instrument Date	Oct 30, 2020
Instrument	565151
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 RIDGEWAY DR, RAGLEY, LA 70657-6648

Mortgage

Document Number	0000565152
Date	Oct 30, 2020
Instrument	565152

Lender

Name	JD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUREGARD LA
Recording Date	Aug 15, 2017
Property Address	176 RIDGEWAY DR, RAGLEY, LA 70657-6648
Document Number	000992/175
Book / Page	992 / 175
Instrument Date	Aug 14, 2017
Instrument	543014
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3006 COUNTRY CLUB RD, 3006, LAKE CHARLES, LA 70605-5920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E JOVITA RD, LAKE CHARLES, LA 70611-6076

Tax Assessment & Valuation

Source: Beauregard Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Beauregard Parish
Unified School District	Beauregard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,319.00 (+1.1%) Homeowner's exemption	$25,886 (+3.21%) Land $3,500 Building $22,386	$258,862 (+3.21%) Land $35,000 Building $223,862
2023	$3,283.00 Homeowner's exemption	$25,082 Land $3,000 Building $22,082	$250,820 Land $30,000 Building $220,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	10 (2019–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2020 · Hurricane Delta
Claims by Event	Tropical Storm Barry, Jul 2019 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swyft Connect Fiber	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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