196 Ridge St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 196 Ridge St, Millis, MA 02054

Property Summary

Property Type	Residential Vacant Land
Lot Size	1 acres (43,564 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Sep 2025)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Sep 2024 Refinance Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120142`

Property Details

APN / Parcel Number

Primary APN	`120142`
Alternative APN	`MILL M:012 B:0000141`

Exterior

Lot Area	43,564 sqft (1 acres)

Location & Zoning

Account Number	120142
Street Address	196 RIDGE ST
City	MILLIS
State	MA
Zip	02054-1030
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Block	141
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	1
Census Block	1015
Census Tract	407101

Owner

Source: Norfolk County and Millis Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 RIDGE ST, MILLIS, MA 02054-1030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Sep 9, 2025	Quit Claim Deed, Transfer BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Deed Document Number	20251558544
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	196 RIDGE ST, MILLIS, MA 02054-1030
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001542070
Date	Sep 23, 2024
Instrument	1542070

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Sep 9, 2025
Property Address	196 RIDGE ST, MILLIS, MA 02054-1030
Document Number	0001558544
Instrument Date	Sep 9, 2025
Instrument	1558544
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 RIDGE ST, MILLIS, MA 02054-1030

Mortgage

Document Number	0001558545
Date	Sep 9, 2025
Instrument	1558545

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2032
Index	Other

Tax Assessment & Valuation

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,472.00	$211,700 Land $211,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures