174 Ridge St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 174 Ridge St, Millis, MA 02054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,498 sqft · built 1984
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$42,404 (Nov 2021)
Tax Bill	$8,298 (2025)
Deeds & Mortgages	Mar 2021 Refinance Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MILL M:012 B:0000044`

Property Details

APN / Parcel Number

Primary APN	`MILL M:012 B:0000044`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	3,206 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	174 RIDGE ST
City	MILLIS
State	MA
Zip	02054-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	44
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	1
Census Block	1019
Census Tract	407101

Owner

174 Ridge St is owned and occupied by an individual who bought it in November 2021.

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	174 RIDGE ST, MILLIS, MA 02054-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Nov 23, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 13, 2017	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Nov 15, 2019 · Amount on File
Deed Document Number	2021148235
Deed Book / Page	40095 / 240
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	040095-240
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	174 RIDGE ST, MILLIS, MA 02054-1028
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039155-160
Date	Mar 18, 2021
Book Page	39155/160
Instrument	35640

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Nov 23, 2021
Property Address	174 RIDGE ST, MILLIS, MA 02054-1028
Document Number	040095-240
Book / Page	40095 / 240
Instrument Date	Nov 16, 2021
Instrument	148235
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 RIDGE ST, MILLIS, MA 02054-1028

Mortgage

Document Number	0000148236
Date	Nov 23, 2021
Instrument	148236

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	174 RIDGE ST, MILLIS, MA 02054-1028
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34969-405
Date	Mar 13, 2017
Book Page	34969/405
Instrument	21801

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Nov 15, 2019
Property Address	174 RIDGE ST, MILLIS, MA 02054-1028
Document Number	37347-79
Book / Page	37347 / 79
Instrument Date	Nov 9, 2019
Instrument	106050
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 RIDGE ST, MILLIS, MA 02054-1028

Mortgage

Document Number	106051
Date	Nov 15, 2019
Instrument	106051

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 174 Ridge St was $8,298, up 5.7% from the year before.

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,298.00 (+5.68%)	$506,000 (+5.81%) Land $188,100 Building $317,900	$561,735 (-1.09%)
2024	$7,852.00 (+3.71%)	$478,200 (+10.46%) Land $188,100 Building $290,100	$567,910
2023	$7,571.00	$432,900 Land $163,600 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Ridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge St

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