196 Ramapo Rd, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 196 Ramapo Rd, Garnerville, NY 10923

Property Summary

Property TypeCommercial Office
Details1,885 sqft · built 1979
Lot Size0.47 acres (20,473 sqft)
OwnerCompany Name on Record
Last Sale$499,000 (Feb 2025)
Tax Bill$25,161 (2024)
Deeds & MortgagesNov 2022 Sale
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392203 26.11-1-3

Property Details

APN / Parcel Number

Primary APN392203 26.11-1-3
Alternative APNs
  • 392203-026-011-0001-003-000-000
  • 220302601100010030000000
  • 0006762

Interior

Stories1 Story
Building Area1,885 sqft Gross Area
1st Floor Area1,885 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions129 ft deep x 158 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0006762
Street Address196 RAMAPO RD
CityGARNERVILLE
StateNY
Zip10923-1511
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning Code361
Legal Description29.-1-10.1
Legal Block1
Legal Lot Number3.0
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group4
Census Block4000
Census Tract10602

Owner

Source: Rockland County and Haverstraw Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9 S RIDGE RD, POMONA, NY 10970-2105
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Bargain and Sale Deed, Transfer
FIRST AMERICAN TITLE
Feb 26, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleNov 22, 2022 · Amount on Record
Prior Transfer DateJul 18, 2002
Prior Transfer Doc0000066421
Record UpdatedOct 29, 2026

November 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateNov 22, 2022
Property Address196 RAMAPO RD, GARNERVILLE, NY 10923-1511
Document Number0000040859
Map ReferenceBK 67 PG 57 MAP 3204
Instrument DateNov 15, 2022
Instrument2022-00040859
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address196 RAMAPO RD, GARNERVILLE, NY 10923-1511

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 RAMAPO RD, GARNERVILLE, NY 10923-1511

February 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateFeb 26, 2020
Property Address196 RAMAPO RD, GARNERVILLE, NY 10923-1511
Document Number0000006936
Map ReferenceBK 67 PG 57 MAP 3204
Instrument DateFeb 18, 2020
Instrument2020-00006936
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 RAMAPO RD, HAVERSTRAW, NY 10927

Mortgage

Document Number0000006937
DateFeb 26, 2020
Instrument2020-00006937
Lender
NameM & T BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$25,161.00$263,600 (-) Land $220,500 Building $43,100$452,500 (+5.21%)
2023$263,600 Land $220,500 Building $43,100$430,086 Land $359,765 Building $70,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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