170 Ramapo Rd, #188, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 170 Ramapo Rd, #188, Garnerville, NY 10923

Property Summary

Property Type	Apartments (5+ Units)
Details	19,240 sqft · built 1970
Lot Size	3.59 acres (156,816 sqft)
Owner	Owner Name on Record
Last Sale	$8,000,000 (Jul 2007)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392203 26.11-1-1`

Property Details

APN / Parcel Number

Primary APN	`392203 26.11-1-1`
Alternative APNs	`220302601100010010000000` `0006766`

Interior

Stories	2 Stories
Building Area	19,240 sqft Gross Area
Basement Area	9,620 sqft

Exterior

Year Built	Built 1970
Lot Area	156,816 sqft (3.59 acres)
Pool Type	Vinyl-Lined Pool
Porch	Porch
Porch Area	600 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0006766
Old Parcel Number	220302601100010010000000
Street Address	170 RAMAPO RD # 188, 188
City	GARNERVILLE
State	NY
Zip	10923-1554
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	304
Legal Description	HUDSON VALLEY APTS 29.-2-1
Legal Subdivision	FAIRWAY GARDENS
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	4
Census Block	4000
Census Tract	10602

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	33 CLINTON RD, WEST CALDWELL, NJ 07006-6716

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2007 · Amount on Record
Deed Sale	Jul 27, 2007 · Amount on Record
Deed Document Number	2007-00037846
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	170 RAMAPO RD # 188, 188, GARNERVILLE, NY 10923-1554
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030710
Date	Aug 24, 2022
Instrument	2022-00030710

Lender

Name	REGAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$4,300,000 (-) Land $566,500 Building $3,733,500	$7,380,707 (+5.2%) Land $972,365 Building $6,408,342
2023	$4,300,000 Land $566,500 Building $3,733,500	$7,015,826 Land $924,294 Building $6,091,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880