196 Paddock Dr, Versailles, KY 40383 Property Records

Woodford County property record for 196 Paddock Dr, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1971
OwnerIndividual Name on File
Last Sale$120,000 (Feb 2020)
Tax Bill$1,406 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN41-3001-002-00

Property Details

APN / Parcel Number

Primary APN41-3001-002-00
Alternative APN
  • 32789

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Exterior MaterialBrick Veneer
Foundation TypeBlock
PorchPorch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number32789
Street Address196 PADDOCK DR
CityVERSAILLES
StateKY
Zip40383-1780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
Legal SubdivisionPADDOCK PLACE
Legal BlockB U2A
Legal Lot Number9
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1013
Census Tract50107

Owner

Source: Woodford County records · APN 41-3001-002-00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address194 FRANKFORT ST, VERSAILLES, KY 40383-1163
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Deed of Trust, Mortgage
BANK OF LEXINGTON INC
Feb 28, 2020Cash Sale Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleSep 16, 2016 · Amount on Record
Deed Document Number87916
Deed Book / PageD318 / 357
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address196 PADDOCK DR, VERSAILLES, KY 40383-1780
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 FRANKFORT ST, VERSAILLES, KY 40383-1163
InvestorPossibly a Property Investor

Mortgage

Document Number00M882/149
DateSep 28, 2020
Book PageM882/149
Instrument92627
Lender
NameBANK OF LEXINGTON INC
TypeBank
AddressLEXINGTON, KY 40503
Agreement
AmountAmount Recorded
Term180 Months
DueSep 15, 2035
Interest
Rate TypeAdjustable Rate

February 2020: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionWOODFORD KY
Recording DateFeb 28, 2020
Property Address196 PADDOCK DR, VERSAILLES, KY 40383-1780
Document Number00D318/357
Book / PageD318 / 357
Map ReferenceCAB C SL 21
Instrument DateFeb 28, 2020
Instrument87916
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1307 VERSAILLES RD, LAWRENCEBURG, KY 40342-9622

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 FRANKFORT ST, VERSAILLES, KY 40383-1163
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Woodford County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,406.00 (-7.92%)$140,000 (-)$140,000 (-)
2023$1,527.00$140,000$140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1989–1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Uniti Group
DSL
100 / 20

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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