186 Paddock Dr, Versailles, KY 40383 Property Records

Woodford County property record for 186 Paddock Dr, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,476 sqft · built 2007
OwnerIndividual Name on Record
Last Sale$153,275 (Jun 2007)
Tax Bill$1,980 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-3001-001-08

Property Details

APN / Parcel Number

Primary APN41-3001-001-08
Alternative APN
  • 20777

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 2007
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number20777
Street Address186 PADDOCK DR
CityVERSAILLES
StateKY
Zip40383-1780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE
Legal SubdivisionPADDOCK
Legal BlockB U-2A
Legal Lot Number6-B
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1013
Census Tract50107

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address186 PADDOCK DR, VERSAILLES, KY 40383-1780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2007 · Amount on Record
Deed SaleJun 13, 2007 · Amount on Record
Deed Document Number0000241434
Deed Book / Page241 / 434
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address186 PADDOCK DR, VERSAILLES, KY 40383-1780
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 PADDOCK DR, VERSAILLES, KY 40383-1780

Mortgage

Document NumberM905/487
DateApr 7, 2021
Book PageM905/487
Instrument97421
Lender
NameCITIZENS COMMERCE BANK
TypeBank
AddressVERSAILLES, KY 40383
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,980.00 (-8.08%)$200,000 (-)$200,000 (-)
2023$2,154.00$200,000$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1989–1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL
100 / 20

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