Laurens County property record for 196 Nature Dr, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (May 2020) |
| Tax Bill | $2,424 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 403-00-00-036 |
| Primary APN | 403-00-00-036 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 4030000036 01241796 |
|---|---|
| Street Address | 196 NATURE DR |
| City | WATERLOO |
| State | SC |
| Zip | 29384-5410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7B & 8 CANE CREEK RIDGE |
| Legal Subdivision | CANE CRK RDG |
| Legal Lot Number | 8 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 921002 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 NATURE DR, WATERLOO, SC 29384-5410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on Record |
| Deed Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 0000150957 |
| Deed Book / Page | D1148 / 040 |
| Prior Transfer Date | Jan 13, 2014 |
| Prior Transfer Doc | 2014000259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 196 NATURE DR, WATERLOO, SC 29384-5410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M32330191 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | M3233/191 |
| Instrument | 2025011069 |
| Name | SRP FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6730, NORTH AUGUSTA, SC 29861 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2045 |
| Change Frequency | Monthly |
|---|
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,424.00 (+4.12%) Homeowner's exemption | $12,740 (-) Land $3,600 Building $9,140 | |
| 2024 | $2,328.00 (+38.99%) Homeowner's exemption | $12,740 (+2,096.55%) Land $3,600 Building $9,140 | |
| 2023 | $1,675.00 (-25.59%) | $580 (-95.45%) Land $196 Building $384 | $9,600 (-96.99%) Building $9,600 |
| 2022 | $2,251.00 | $12,740 Land $3,600 Building $9,140 | $318,500 (-) Land $90,000 Building $228,500 |
| 2021 | $318,500 Land $90,000 Building $228,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2013–2025) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENWOOD CPW (2410001) serves 52,022 people · EPA ID SC2410001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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