168 Nature Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 168 Nature Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (45,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jun 2017)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`403-00-00-034`

Property Details

APN / Parcel Number

Primary APN	`403-00-00-034`
Alternative APNs	`4030000034 01241596` `01241596`

Exterior

Lot Area	45,293 sqft (1.03 acres)

Location & Zoning

Street Address	168 NATURE DR
City	WATERLOO
State	SC
Zip	29384-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7A CANE CREEK RIDGE
Legal Subdivision	CANE CREEK RIDGE SUBDIVISION
Legal Lot Number	6
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	1
Census Block	1033
Census Tract	921002

Owner

Source: Laurens County records, as of February 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 NATURE DR, WATERLOO, SC 29384-5410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Jun 9, 2017	Grant Deed, Transfer · Conventional Mortgage ACOPIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Jan 23, 2014 · Amount on Record
Deed Document Number	20175256
Deed Book / Page	1327 / 89
Prior Transfer Date	Jul 11, 2007
Prior Transfer Doc	0008470065
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	168 NATURE DR, WATERLOO, SC 29384-5410
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 NATURE DR, WATERLOO, SC 29384-5410

Mortgage

Document Number	0M29840054
Date	Nov 20, 2023
Book Page	M2984/54
Instrument	2023009504

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	168 NATURE DR, WATERLOO, SC 29384-5410
Document Number	0025840001
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 NATURE DR WATERLOO SC 293845410, WATERLOO, SC 29384-5410

Mortgage

Document Number	0025840001
Date	May 5, 2020
Book Page	002584/000001
Instrument	3326

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jun 9, 2017
Property Address	168 NATURE DR, WATERLOO, SC 29384-5410
Document Number	0013270089
Book / Page	001327 / 000089
Instrument Date	Jun 9, 2017
Instrument	5256
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 NATURE DR WATERLOO SC 293845410, WATERLOO, SC 29384-5410

Mortgage

Document Number	23570251
Date	Jun 9, 2017
Book Page	002357/000251
Instrument	5257

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,643.00 (+4.14%)	$13,920 (-) Land $3,600 Building $10,320
2024	$2,538.00 (+39.14%)	$13,920 (+1,335.05%) Land $3,600 Building $10,320
2023	$1,824.00 (-17.35%)	$970 (-92.23%) Land $326 Building $644	$16,100 (-94.84%) Building $16,100
2022	$2,207.00	$12,480 Land $3,600 Building $8,880	$312,000 (-10.34%) Land $90,000 Building $222,000
2021			$348,000 Land $90,000 Building $258,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2013–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENWOOD CPW (2410001) serves 52,022 people · EPA ID SC2410001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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