196 Lacy Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 196 Lacy Dr, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details2,356 sqft · built 1996
Lot Size3.37 acres (146,841 sqft)
OwnerIndividual Name on File
Tax Bill$1,011 (2025)
Flood ZoneZone X (minimal risk)
APNR58568

Property Details

APN / Parcel Number

Primary APNR58568
Alternative APN
  • O0118683

Interior

Stories1 Story
Building Area2,356 sqft Living Area
1st Floor Area2,356 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area146,841 sqft (3.37 acres)

Exterior Amenities

PorchFrame Porch
Porch Area160 sqft
Storage Building240 sqft
Pole Barn480 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address196 LACY DR
CityELGIN
StateTX
Zip78621-9571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELGIN OAKS TWO, LOT 641, ACRES 3.3710
Legal SubdivisionELGIN OAKS TWO
Legal Block1
Legal Lot Number641
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group1
Census Block1027
Census Tract950102

Owner

196 Lacy Dr is owned and occupied by an individual.

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address196 LACY DR, ELGIN, TX 78621-9571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 196 Lacy Dr was $1,011 with exemptions applied, up 42.2% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,011.00 (+42.19%) Homeowner's exemption Disabled Person's exemption$269,494$354,032 Land $194,701 Building $159,331
2024$711.00
2023Homeowner's exemption Disabled Person's exemption$327,965 Land $147,138 Building $180,827$327,965 Land $147,138 Building $180,827
2022$1,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Lacy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Lacy Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

May also be available: SOS Communications.

Nearby Properties on Lacy Dr

Nearby Streets

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