Bastrop County property record for 176 Lacy Dr, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,320 sqft · built 1987 |
| Lot Size | 2 acres (87,338 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,023 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R58563 |
| Primary APN | R58563 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 87,338 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 254 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 176 LACY DR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-9571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELGIN OAKS TWO, LOT 636, ACRES 2.005 |
| Legal Subdivision | ELGIN OAKS TWO |
| Legal Block | 1 |
| Legal Lot Number | 636 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950102 |
Source: Bastrop County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 176 LACY DR, ELGIN, TX 78621-9571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 2, 2005 |
| Transfer Doc | 1566/682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 176 LACY DR, ELGIN, TX 78621-9571 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AUSTIN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 201705867 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 201705867 |
| Name | FRONTIER BANK OF TEXAS |
|---|---|
| Type | Bank |
| Address | BASTROP, TX 78602 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 19, 2027 |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,023.00 (+16.25%) Homeowner's exemption Senior Citizen's exemption | $222,548 (-26.96%) | $305,243 (+0.18%) Land $208,663 Building $96,580 |
| 2024 | $880.00 | ||
| 2023 | Homeowner's exemption Senior Citizen's exemption | $304,702 Land $185,157 Building $119,545 | $304,702 Land $185,157 Building $119,545 |
| 2022 | $2,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELGIN serves 13,188 people · EPA ID TX0110002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: SOS Communications.
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