196 High Chaparal Dr, Ardmore, OK 73401 Property Records

Carter County property record for 196 High Chaparal Dr, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1981
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Aug 2025)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Apr 2010 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25933`

Property Details

APN / Parcel Number

Primary APN	`25933`
Alternative APN	`2115-00-001-002-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,598 sqft (1.46 acres)
Lot Dimensions	161 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	300 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25933
Street Address	196 HIGH CHAPARAL DR
City	ARDMORE
State	OK
Zip	73401-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIGH CHAPARRAL, BLK 1 LOT 1(200X161.65) LOT 2(200X158)
Legal Range	01E
Legal Township	04S
Legal Section	31
Legal Subdivision	HIGH CHAPARRAL ADDN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1028
Census Tract	892502

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 HIGH CHAPARAL DR, ARDMORE, OK 73401-8269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2010	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 21, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Apr 1, 2010 · Amount on Record
Deed Document Number	20258906
Deed Book / Page	7752 / 9
Prior Transfer Date	Mar 31, 2010
Prior Transfer Doc	0000003820
Record Updated	Oct 29, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	196 HIGH CHAPARAL DR, ARDMORE, OK 73401-8269
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005137/224
Date	Apr 1, 2010
Book Page	5137/224
Instrument	2010-003821

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2040

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 21, 2025
Property Address	196 HIGH CHAPARAL DR, ARDMORE, OK 73401-8269
Document Number	00007752/9
Book / Page	7752 / 9
Instrument Date	Aug 20, 2025
Instrument	I-2025-008906
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	196 HIGH CHAPARAL DR, ARDMORE, OK 73401-8269

Mortgage

Document Number	I2025008907
Date	Aug 21, 2025
Instrument	I-2025-008907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,880 (+136.77%) Land $7,200 Building $22,680	$249,000 (+5.03%) Land $60,000 Building $189,000
2025	$1,214.00 (-0.08%) Homeowner's exemption	$12,620 (+10.7%) Land $1,738 Building $10,882	$237,069 (+28.12%) Land $60,000 Building $177,069
2024	$1,215.00 (+14.95%) Homeowner's exemption	$11,400 (+3%) Land $1,688 Building $9,712	$185,034 (+5.42%) Land $20,000 Building $165,034
2023	$1,057.00 Homeowner's exemption	$11,068 Land $1,666 Building $9,402	$175,521 Land $20,000 Building $155,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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