55 High Chaparal Dr, Ardmore, OK 73401 Property Records

Carter County property record for 55 High Chaparal Dr, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1983
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2021)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25945`

Property Details

APN / Parcel Number

Primary APN	`25945`
Alternative APN	`2115-00-002-007-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,430 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	158 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	352 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25945
Street Address	55 HIGH CHAPARAL DR
City	ARDMORE
State	OK
Zip	73401-8264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIGH CHAPARRAL, BLK 2 LOT 7 (200X158)
Legal Range	01E
Legal Township	04S
Legal Section	31
Legal Subdivision	HIGH CHAPARRAL ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1026
Census Tract	892502

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 HIGH CHAPARAL DR, ARDMORE, OK 73401-8264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Aug 30, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 19, 2017	Special Warranty Deed, Transfer AMERICAN NATION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	20218124
Deed Book / Page	7079 / 166
Prior Transfer Date	Jun 12, 1996
Prior Transfer Doc	3019000064
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 23, 2021
Property Address	55 HIGH CHAPARAL DR, ARDMORE, OK 73401-8264
Document Number	007079/166
Book / Page	7079 / 166
Instrument Date	Jul 22, 2021
Instrument	2021-008124
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 HIGH CHAPARAL DR, ARDMORE, OK 73401-8264

Mortgage

Document Number	2021008125
Date	Jul 23, 2021
Instrument	2021-008125

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 30, 2018
Property Address	55 HIGH CHAPARAL DR, ARDMORE, OK 73401-8264
Document Number	006596/045
Book / Page	6596 / 045
Instrument Date	Aug 28, 2018
Instrument	2018-009189
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 HIGH CHAPARAL DR, ARDMORE, OK 73401-8264

Mortgage

Document Number	2018009190
Date	Aug 30, 2018
Instrument	2018-009190

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 19, 2017
Property Address	55 HIGH CHAPARAL DR, ARDMORE, OK 73401-8264
Document Number	006486/135
Book / Page	6486 / 135
Instrument Date	Dec 15, 2017
Instrument	2017-013210
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4063 SPRINGDALE RD, ARDMORE, OK 73401-0255

Mortgage

Document Number	2017013211
Date	Dec 19, 2017
Instrument	2017-013211

Lender

Name	AMERICAN NATION BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,077 (+5%) Land $4,478 Building $25,599	$250,642 (-1.13%) Land $37,313 Building $213,329
2025	$2,994.00	$28,645 (+5%) Land $3,780 Building $24,865	$253,516 (+7.87%) Land $40,000 Building $213,516
2024	$2,994.00 (+9.79%)	$27,280 (+5%) Land $3,600 Building $23,680	$235,015 (+8.54%) Land $30,000 Building $205,015
2023	$2,727.00	$25,982 Land $3,600 Building $22,382	$216,515 Land $30,000 Building $186,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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