196 Greenway Dr, Frederick, MD 21702 Property Records

Frederick County property record for 196 Greenway Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1982
Lot Size	0.226 acres (9,855 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2017)
Tax Bill	$5,511 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-121158`

Property Details

APN / Parcel Number

Primary APN	`02-121158`
Alternative APNs	`2121158` `121158`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,452 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,855 sqft (0.226 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	121158
Street Address	196 GREENWAY DR
City	FREDERICK
State	MD
Zip	21702-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 10 BLK B SECT 2 9855 SQ FT WILLOWCREST
Legal Subdivision	WILLOWCREST SEC 02
Legal Block	B
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3007
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 GREENWAY DR, FREDERICK, MD 21702-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Dec 17, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 17, 2017	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Nov 14, 2012 · Amount on Record
Deed Document Number	201711675-0270
Deed Book / Page	11675 / 270
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	196 GREENWAY DR, FREDERICK, MD 21702-3901
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 GREENWAY DR, FREDERICK, MD 21702-3901

Mortgage

Document Number	0163060109
Date	Jan 24, 2023
Book Page	16306/109

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	196 GREENWAY DR, FREDERICK, MD 21702-3901
Document Number	0128190462
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 GREENWAY DR FREDERICK MD 217023901, FREDERICK, MD 21702-3901

Mortgage

Document Number	0128190462
Date	Jan 31, 2019
Book Page	012819/000462

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Interest

Rate	4.87%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	196 GREENWAY DR, FREDERICK, MD 21702-3901
Document Number	0128190455
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 GREENWAY DR FREDERICK MD 217023901, FREDERICK, MD 21702-3901

Mortgage

Document Number	0128190455
Date	Jan 31, 2019
Book Page	012819/000455

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 17, 2017
Property Address	196 GREENWAY DR, FREDERICK, MD 21702-3901
Document Number	0116750270
Book / Page	11675 / 0270
Map Reference	MB16 PL43
Instrument Date	Feb 8, 2017
Instrument	11675-0270
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 GREENWAY DR, FREDERICK, MD 21702-3901

Mortgage

Document Number	116750277
Date	Feb 17, 2017
Instrument	11675-0277

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,067 (+27.69%)	$360,000 (+21.17%) Land $169,600 Building $190,400
2025	$5,511.00 (+20.7%)
2023	$4,566.00	$249,100	$297,100 Land $121,200 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, T-Mobile, Verizon.

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