194 Greenway Dr, Frederick, MD 21702 Property Records

Frederick County property record for 194 Greenway Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,700 sqft · built 1983
Lot Size	0.167 acres (7,266 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2023)
Tax Bill	$6,677 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-121131`

Property Details

APN / Parcel Number

Primary APN	`02-121131`
Alternative APNs	`2121131` `121131`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	1,060 sqft
Basement Area	640 sqft
Finished Basement	640 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,266 sqft (0.167 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	160 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	121131
Street Address	194 GREENWAY DR
City	FREDERICK
State	MD
Zip	21702-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 9 BLK B SECT 2 7266 SQ FT WILLOWCREST
Legal Subdivision	WILLOWCREST SEC 02
Legal Block	B
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3007
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 GREENWAY DR, FREDERICK, MD 21702-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed, Transfer · Conventional Mortgage LOWER LLC
Aug 9, 2023	Deed, Transfer · Stand-Alone First Mortgage JOHN EUBANK
Mar 30, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
May 19, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Aug 9, 2023 · Amount on Record
Deed Book / Page	16671 / 246
Transfer Doc	0000002548
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 16, 2023
Property Address	194 GREENWAY DR, FREDERICK, MD 21702-3901
Document Number	0166710246
Book / Page	16671 / 246
Map Reference	PL 16
Instrument Date	Sep 28, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 GREENWAY DR, FREDERICK, MD 21702-3901

Mortgage

Document Number	0016671255
Date	Nov 16, 2023
Instrument	16671/255

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2053

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 9, 2023
Property Address	194 GREENWAY DR, FREDERICK, MD 21702-3901
Document Number	0165530382
Book / Page	16553 / 382
Map Reference	PL 16 PL 43
Instrument Date	Jul 5, 2023
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14420 ALBEMARLE POINT PL STE 150, 150, CHANTILLY, VA 20151-1690
Investor	Possibly a Property Investor

Mortgage

Document Number	0016553390
Date	Aug 9, 2023
Instrument	16553/390

Lender

Name	JOHN EUBANK
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	194 GREENWAY DR, FREDERICK, MD 21702-3901
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 GREENWAY DR, FORT DETRICK, MD 21702-3901

Mortgage

Document Number	0163810229
Date	Mar 30, 2023
Book Page	16381/229

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Jun 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	194 GREENWAY DR, FREDERICK, MD 21702-3901
Document Number	0119340265
Book / Page	011934 / 000265
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	194 GREENWAY DR FREDERICK MD 217023901, FREDERICK, MD 21702-3901

Mortgage

Document Number	0119340265
Date	Jul 19, 2017
Book Page	011934/000265

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,833 (+27.68%)	$444,500 (+23.13%) Land $165,000 Building $279,500
2025	$6,677.00 (+20.05%)
2023	$5,562.00 (+10.42%)	$304,533 (+10.22%)	$361,000 (+30.66%) Land $117,900 Building $243,100
2022	$5,037.00	$276,300 Land $82,200 Building $194,100	$276,300 Land $82,200 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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