Lorain County property record for 196 Fairfield Dr, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,920 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $43,000 (2020) |
| Tax Bill | $4,713.00 (2025) |
| Primary APN | 05-00-089-000-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Patio Area | 12 sqft Patio |
| Cooling System | Central Cooling |
|---|
| Street Address | 196 FAIRFIELD DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4574 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAIRFIELD ESTATES SUB NO 2 62.57 X 160 |
| Legal Subdivision | FAIRFIELD ESTATES SUB |
| Legal Lot Number | 29 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 70902 |
Source: Lorain County records · APN 05-00-089-000-035
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 FAIRFIELD DR, ELYRIA, OH 44035-4574 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage M & T BANK |
| Apr 18, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 11, 2020 | Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage NVR MTG FIN |
| May 12, 2020 | Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on Record |
| Deed Sale | May 12, 2020 · Amount on Record |
| Prior Sale | May 12, 2020 · Amount on Record |
| Deed Doc Number | 0000759959 |
| Last Transfer Date | Aug 11, 2020 |
| Transfer Doc | 0000773528 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 196 FAIRFIELD DR, ELYRIA, OH 44035-4574 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 196 FAIRFIELD DR, ELYRIA, OH 44035-4574 |
| Document Number | 0000069833 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025-0069833 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 196 FAIRFIELD DR, ELYRIA, OH 44035-4574 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | TIMIOS INC, TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 196 FAIRFIELD DR, ELYRIA, OH 44035-4574 |
| Document Number | 0000010360 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024-0010360 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 11, 2020 |
| Property Address | 196 FAIRFIELD DR, ELYRIA, OH 44035-4574 |
| Document Number | 0000773528 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 773528 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 196 FAIRFIELD DR ELYRIA OH 440354574, ELYRIA, OH 44035-4574 |
| Document Number | 773529 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 773529 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 12, 2020 |
| Property Address | 196 FAIRFIELD DR, ELYRIA, OH 44035-4574 |
| Document Number | 0000759959 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 759959 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $172.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,713.00 | $100,080 (+%) Land $15,750 Building $84,330 | $285,940 (-) Land $45,000 Building $240,940 |
| 2024 | $4,713.00 (+17.56%) | $100,079 (+36.02%) Land $15,750 Building $84,329 | $285,940 (+36.03%) Land $45,000 Building $240,940 |
| 2023 | $4,009.00 (+0.35%) | $73,574 (-0.01%) Land $13,615 Building $59,959 | $210,210 (-) Land $38,900 Building $171,310 |
| 2022 | $3,995.00 | $73,580 Land $13,620 Building $59,960 | |
| 2021 | $210,210 Land $38,900 Building $171,310 |
196 Fairfield Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 19th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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