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189 Fairfield Dr, Elyria, OH 44035 Property Records

Lorain County property record for 189 Fairfield Dr, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage1,440 sqft Living Area
GarageAttached, 80 sqft
OccupancyOwner Occupied
Tax Bill$4,333.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-00-089-000-043

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Garage TypeAttached Garage
Garage Area80 sqft Garage
Patio Area24 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address189 FAIRFIELD DR
CityELYRIA
StateOH
Zip44035-4569
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFAIRFIELD ESTATES SUB NO 2 62.98 X 161.82
Legal SubdivisionFAIRFIELD ESTATES SUB
Legal Lot Number37
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1001
Census Tract70902

Owner

Source: Lorain County records · APN 05-00-089-000-043

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address189 FAIRFIELD DR, ELYRIA, OH 44035-4569
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 20, 2021Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
NVR MTG FIN
Oct 13, 2020Warranty Deed, Transfer
NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleOct 13, 2020 · Amount on Record
Last Transfer DateJan 20, 2021
Transfer Doc0000799074
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address189 FAIRFIELD DR, ELYRIA, OH 44035-4569
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 FAIRFIELD DR, ELYRIA, OH 44035-4569

Mortgage

Document Number0000087562
DateMar 10, 2026
Instrument2026-0087562
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2046

January 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJan 20, 2021
Property Address189 FAIRFIELD DR, ELYRIA, OH 44035-4569
Document Number0000799074
Instrument DateJan 05, 2021
Instrument799074
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 02, 2021
Title CompanyREINHARDT AND ASSOC INC, REINHARDT & ASSOC INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address189 FAIRFIELD DR ELYRIA OH 440354569, ELYRIA, OH 44035-4569

Mortgage

Document Number799075
DateJan 20, 2021
Instrument799075
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 19, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 13, 2020
Property Address189 FAIRFIELD DR, ELYRIA, OH 44035-4569
Document Number0000783243
Instrument DateJul 30, 2020
Instrument783243
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6770 W SNOWVILLE RD #100 BRECKSVILLE OH 441413212, 100, BRECKSVILLE, OH 44141-3212

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,333.00$87,630 (-) Land $15,750 Building $71,880$250,370 (-) Land $45,000 Building $205,370
2024$4,333.00 (+6.96%)$87,630 (+20.78%) Land $15,750 Building $71,880$250,370 (+20.78%) Land $45,000 Building $205,370
2023$4,051.00 (+0.35%)$72,552 (-0.01%) Land $13,615 Building $58,937$207,290 (-) Land $38,900 Building $168,390
2022$4,037.00$72,560 Land $13,620 Building $58,940
2021$207,290 Land $38,900 Building $168,390

Flood & Wildfire

189 Fairfield Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
4th percentile of exposed land nationally · 19th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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