Monmouth County and Freehold Township property record for 196 Ely Harmony Rd, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 4,653 sqft · built 1986 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2016) |
| Tax Bill | $17,628 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00100-0000-00113 |
| Primary APN | 17-00100-0000-00113 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,653 sqft Living Area |
| 1st Floor Area | 2,633 sqft |
| Upper Floors Area | 2,067 sqft |
| Basement Area | 2,633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Slab |
| Deck Area | 474 sqft |
| Patio Area | 712 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 5722000 |
|---|---|
| Street Address | 196 ELY HARMONY RD |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-8014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-E |
| Legal Subdivision | TOWNSHIP/ FREEHOLD |
| Legal Block | 100 |
| Legal Lot Number | 113 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 810600 |
Source: Monmouth County and Freehold Township records · APN 17-00100-0000-00113
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 ELY HARMONY RD, FREEHOLD, NJ 07728-8014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Aug 07, 2018 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV |
| Aug 07, 2018 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2016 · Amount on Record |
| Deed Sale | Jun 02, 2016 · Amount on Record |
| Prior Sale | Mar 04, 2004 · Amount on Record |
| Deed Document Number | 201650143 |
| Deed Book / Page | 9168 / 6262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 196 ELY HARMONY RD, FREEHOLD, NJ 07728-8014 |
| Document Number | 0000032018 |
| Book / Page | 9789 / 5620 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202632018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 196 ELY HARMONY RD, FREEHOLD, NJ 07728-8014 |
| Investor | Possibly a Property Investor |
| Document Number | 0097895620, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 9789/5620 |
| Instrument | 202632018 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 06, 2046 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 196 ELY HARMONY RD, FREEHOLD, NJ 07728-8014 |
| Document Number | 0000093466 |
| Instrument Date | Aug 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 196 ELY HARMONY RD FREEHOLD NJ 077288014, FREEHOLD, NJ 07728-8014 |
| Document Number | 0000093466 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 009312/008612 |
| Instrument | 93466 |
| Name | SECRETARY/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 196 ELY HARMONY RD, FREEHOLD, NJ 07728-8014 |
| Document Number | 0000093465 |
| Instrument Date | Aug 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 196 ELY HARMONY RD FREEHOLD NJ 077288014, FREEHOLD, NJ 07728-8014 |
| Document Number | 0000093465 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 009312/008603 |
| Instrument | 93465 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Monmouth County and Freehold Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072,100 (+3.51%) Land $325,000 Building $747,100 | $1,072,100 (+3.51%) Land $325,000 Building $747,100 | |
| 2025 | $17,628.00 (+10.81%) | $1,035,700 (+26.35%) Land $300,000 Building $735,700 | $1,035,700 (+26.35%) Land $300,000 Building $735,700 |
| 2024 | $15,908.00 (+2.08%) | ||
| 2023 | $819,700 Land $240,000 Building $579,700 | $819,700 Land $240,000 Building $579,700 | |
| 2022 | $15,584.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 13 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Aug 1987 · river or lake flooding |
| Wildfire Risk | High above 71% of the US · above 84% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
Based on FCC filings for 15 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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