189 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 189 Ely Harmony Rd, Freehold, NJ 07728 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,698 sqft · built 2017
Lot Size	0.998 acres (43,464 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Nov 2020)
Tax Bill	$17,851 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-00108-0000-00003-05`

Property Details

APN / Parcel Number

Primary APN	`17-00108-0000-00003-05`
Alternative APNs	`17001080000000030005` `6085000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,698 sqft Living Area
1st Floor Area	2,207 sqft
Basement Area	2,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	43,464 sqft (0.998 acres)
Lot Dimensions	211 ft deep x 206 ft wide
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6085000
Street Address	189 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/FREEHOLD
Legal Block	108
Legal Lot Number	3.5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2022
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township records · APN 17-00108-0000-00003-05

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	189 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2020	Grant Deed, Transfer · Conventional Mortgage REX HM LNS LLC
Jan 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 24, 2017	Trustee's Deed, Construction Loan · Construction Mortgage OCEANFIRST BK
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2020 · Amount on Record
Deed Sale	Nov 04, 2020 · Amount on Record
Prior Sale	Feb 22, 2016 · Amount on Record
Deed Document Number	2020129909
Deed Book / Page	9454 / 4988
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 04, 2020
Property Address	189 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
Document Number	0000129909
Instrument Date	Oct 12, 2020
Instrument	129909
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	IRON CREST NAT'L TITLE AGCY LLC, IRON CREST NAT'L TITLE AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 ELY HARMONY RD FREEHOLD NJ 077288013, FREEHOLD, NJ 07728-8013

Mortgage

Document Number	129910
Date	Nov 04, 2020
Instrument	129910

Lender

Name	REX HM LNS LLC
Address	NAPERVILLE, IL 60540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	189 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
Document Number	0000013803
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 ELY HARMONY RD FREEHOLD NJ 077288013, FREEHOLD, NJ 07728-8013

Mortgage

Document Number	0000013803
Date	Feb 06, 2018
Book Page	009272/002438
Instrument	13803

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2048

Interest

Rate Type	Adjustable Rate

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 24, 2017
Property Address	189 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
Book / Page	009219 / 002772
Instrument Date	Mar 21, 2017
Instrument	32014
Transaction Type	Construction Loan
Record Updated	May 17, 2017
Title Company	COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	189 ELY HARMONY RD FREEHOLD NJ 077288013, FREEHOLD, NJ 07728-8013

Mortgage

Document Number	0000032014
Date	Mar 24, 2017
Book Page	009219/002772
Instrument	32014

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	189 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
Document Number	0000136951
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	189 ELY HARMONY RD FREEHOLD NJ 077288013, FREEHOLD, NJ 07728-8013

Mortgage

Document Number	0000136951
Date	Nov 17, 2020
Instrument	136951

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,071,100 (+2.13%) Land $285,300 Building $785,800	$1,071,100 (+2.13%) Land $285,300 Building $785,800
2025	$17,851.00 (+19.05%)	$1,048,800 (+34.29%) Land $260,300 Building $788,500	$1,048,800 (+34.29%) Land $260,300 Building $788,500
2024	$14,994.00 (+10.66%)
2023		$781,000 Land $205,500 Building $575,500	$781,000 Land $205,500 Building $575,500
2022	$13,550.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258106002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	13 units insured 12 under condo master policies
Nearby Flood Claims	1 (1987)
Most Recent Claim	Aug 1987, river or lake flooding

Wildfire

Wildfire Risk	High above 73% of the US · above 85% of New Jersey
Wildfire Likelihood	About 1 in 360 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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